An empirical analysis of the interplay among bank competition, bank stability and regulation: a case study of banks in Zimbabwe
- Nyamuronda, Gracious Varayidzo
- Authors: Nyamuronda, Gracious Varayidzo
- Date: 2023-03-31
- Subjects: Capital adequacy ratio , Autoregression (Statistics) , Panel analysis , Competition Zimbabwe , Banks and banking Zimbabwe , Bank regulation , Economic stabilization Zimbabwe
- Language: English
- Type: Academic theses , Master's theses , text
- Identifier: http://hdl.handle.net/10962/419473 , vital:71647
- Description: This study empirically examined the interconnection among bank competition, regulation and stability of eighteen Zimbabwean banks during the period 2011-2017. Zscore, Capital Adequacy Ratio (CAD), and Loans market share and Deposits market share which are proxies for stability, regulation and competition respectively were examined firstly using the Panel Vector Autoregressive (PVAR) model. Model 1 used loans market share as a proxy for competition and model 2 used deposits market share instead. The stability test using Eigenvalue Stability Condition showed that the PVAR model is unstable. Secondly, the above variables and five bank specific variables (i.e., credit risk, management efficiency, liquidity, return on assets and bank size) were estimated using the Feasible Generalised Least Squares (FGLS) model. The study documents that competition positively contributed to stability and regulation negatively influenced the stability of the Zimbabwean banks. Meanwhile, bank size and credit risk have a negative relationship with stability; management efficiency and liquidity have a positive relationship. Return On Assets has a negative and positive relationship with stability in model 1 and model 2, respectively. The findings implied that to enhance stability, banks must experience a competitive environment, reasonably low minimum capital requirements and cautiously designed regulatory frameworks. , Thesis (MCom) -- Faculty of Commerce, Economics and Economic History, 2023
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- Authors: Nyamuronda, Gracious Varayidzo
- Date: 2023-03-31
- Subjects: Capital adequacy ratio , Autoregression (Statistics) , Panel analysis , Competition Zimbabwe , Banks and banking Zimbabwe , Bank regulation , Economic stabilization Zimbabwe
- Language: English
- Type: Academic theses , Master's theses , text
- Identifier: http://hdl.handle.net/10962/419473 , vital:71647
- Description: This study empirically examined the interconnection among bank competition, regulation and stability of eighteen Zimbabwean banks during the period 2011-2017. Zscore, Capital Adequacy Ratio (CAD), and Loans market share and Deposits market share which are proxies for stability, regulation and competition respectively were examined firstly using the Panel Vector Autoregressive (PVAR) model. Model 1 used loans market share as a proxy for competition and model 2 used deposits market share instead. The stability test using Eigenvalue Stability Condition showed that the PVAR model is unstable. Secondly, the above variables and five bank specific variables (i.e., credit risk, management efficiency, liquidity, return on assets and bank size) were estimated using the Feasible Generalised Least Squares (FGLS) model. The study documents that competition positively contributed to stability and regulation negatively influenced the stability of the Zimbabwean banks. Meanwhile, bank size and credit risk have a negative relationship with stability; management efficiency and liquidity have a positive relationship. Return On Assets has a negative and positive relationship with stability in model 1 and model 2, respectively. The findings implied that to enhance stability, banks must experience a competitive environment, reasonably low minimum capital requirements and cautiously designed regulatory frameworks. , Thesis (MCom) -- Faculty of Commerce, Economics and Economic History, 2023
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Teachers’ narratives of their experience of teaching Fetal Alcohol Spectrum Disorders (FASD) -affected children in mainstream schooling
- Authors: Makasi-Simukonda, Mihlali
- Date: 2022-10-14
- Subjects: Fetal alcohol spectrum disorders South Africa Buffalo City , Inclusive education South Africa Buffalo City , Teachers of children with disabilities South Africa Buffalo City , Children of prenatal alcohol abuse South Africa Buffalo City Social conditions , Social constructionism
- Language: English
- Type: Academic theses , Master's theses , text
- Identifier: http://hdl.handle.net/10962/406183 , vital:70246
- Description: This study considers the experiences of teachers working with Fetal Alcohol Spectrum Disorders (FASD)-affected children in mainstream schooling. FASD refers to a range of conditions in children resulting from maternal alcohol consumption during pregnancy. Prevalence rates in South Africa are said to be among the highest in the world. There is a paucity of research on FASD-affected children in the Eastern Cape. This study was thus conducted in the Buffalo City Metropolitan Municipality (BCMM). Teachers told stories of their experiences of teaching undiagnosed FASD-affected children in mainstream schooling. The stories reveal the quality of life for children in classrooms and socio-contextual influences of their experiences at school, as well as the responsibilisation of teachers in these settings. This qualitative research is situated within a social constructionism paradigm. The social model of disability was utilised as a theoretical framework for this study to represent the systemic barriers against which FASD-affected learner support in the mainstream school can be conceptualised. A sample of five (5) Black female teachers were interviewed. Data gathering was done by conducting telephonic interviews using the single question inducing narrative, known as SQUIN. A thematic analysis of the data was conducted for the purpose of identifying themes within the data collected. Four superordinate themes emerged from the data, viz. narratives of FASD-affected learners, narratives of parental involvement, narratives of the role of teachers and narratives of stakeholder support. This study reveals a significant level of responsibilisation of teachers. Teachers appear to play a bigger role than just being teachers and they positioned themselves as playing a parental role in relation to FASD-affected learners. FASD-affected learners were positioned as “the problem” in the mainstream classroom whereas the environment is a disabling factor to FASD-affected learners. There is a need for a holistic approach in working with FASD-affected learners from all relevant stakeholders. Key recommendations are made for effective inclusion of FASD-affected learners in mainstream schooling. Future research recommendations include repeating this study in a different geographical area, a focus on senior phase learners and/or a more diverse sample. The findings assist in the development of policies of inclusive education in mainstream schooling and supportive strategies to enhance the developmental trajectory of FASD-affected children. , Thesis (MA) -- Faculty of Humanities, Psychology, 2022
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- Authors: Makasi-Simukonda, Mihlali
- Date: 2022-10-14
- Subjects: Fetal alcohol spectrum disorders South Africa Buffalo City , Inclusive education South Africa Buffalo City , Teachers of children with disabilities South Africa Buffalo City , Children of prenatal alcohol abuse South Africa Buffalo City Social conditions , Social constructionism
- Language: English
- Type: Academic theses , Master's theses , text
- Identifier: http://hdl.handle.net/10962/406183 , vital:70246
- Description: This study considers the experiences of teachers working with Fetal Alcohol Spectrum Disorders (FASD)-affected children in mainstream schooling. FASD refers to a range of conditions in children resulting from maternal alcohol consumption during pregnancy. Prevalence rates in South Africa are said to be among the highest in the world. There is a paucity of research on FASD-affected children in the Eastern Cape. This study was thus conducted in the Buffalo City Metropolitan Municipality (BCMM). Teachers told stories of their experiences of teaching undiagnosed FASD-affected children in mainstream schooling. The stories reveal the quality of life for children in classrooms and socio-contextual influences of their experiences at school, as well as the responsibilisation of teachers in these settings. This qualitative research is situated within a social constructionism paradigm. The social model of disability was utilised as a theoretical framework for this study to represent the systemic barriers against which FASD-affected learner support in the mainstream school can be conceptualised. A sample of five (5) Black female teachers were interviewed. Data gathering was done by conducting telephonic interviews using the single question inducing narrative, known as SQUIN. A thematic analysis of the data was conducted for the purpose of identifying themes within the data collected. Four superordinate themes emerged from the data, viz. narratives of FASD-affected learners, narratives of parental involvement, narratives of the role of teachers and narratives of stakeholder support. This study reveals a significant level of responsibilisation of teachers. Teachers appear to play a bigger role than just being teachers and they positioned themselves as playing a parental role in relation to FASD-affected learners. FASD-affected learners were positioned as “the problem” in the mainstream classroom whereas the environment is a disabling factor to FASD-affected learners. There is a need for a holistic approach in working with FASD-affected learners from all relevant stakeholders. Key recommendations are made for effective inclusion of FASD-affected learners in mainstream schooling. Future research recommendations include repeating this study in a different geographical area, a focus on senior phase learners and/or a more diverse sample. The findings assist in the development of policies of inclusive education in mainstream schooling and supportive strategies to enhance the developmental trajectory of FASD-affected children. , Thesis (MA) -- Faculty of Humanities, Psychology, 2022
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I want him to hold me, but I’m afraid to ask: the objective correlative and the souvenir as representational narrative devices of queer male intimacy
- Authors: Ferreira, Evaan Jason
- Date: 2022-04
- Subjects: Sexual minorities in art , Sexual minority culture , Intimacy (Psychology) , Sexual minorities in motion pictures , Intimacy (Psychology) in motion pictures , Homosexuality and motion pictures , Motion pictures Study and teaching , New media art , Nostalgia , Souvenirs (Keepsakes) , Gay men , Queer male intimacy , Objective correlative
- Language: English
- Type: Master's thesis , text
- Identifier: http://hdl.handle.net/10962/232556 , vital:50002
- Description: This thesis centres itself around an investigation into the representations of the relationship between intimacies and ideas of romance, love, desire, and vulnerability in male relationships. The premise for this body of work was sparked by my own observations on the conflation of sex and intimacy in representations of queer male love—particularly (but not exclusively) in mainstream film and media. Whilst intimacy and sex are not unrelated, the over-emphasis on the physical when trying to represent the connection between two men led me to consider other ways in which a relationship or special connection could be gestured towards — through other kinds of signifiers that last longer than physical contact and point to the importance of a particular connection. In the introduction, I consider my own experiences as a closeted queer teen when contemplating representations of queer relationships in mainstream media. I explore several studies by gender and film theorists who consider reasons and modes in which the representations of queer intimacies on-screen are distorted to favour a presumed heterosexual audience. In the first chapter, I discuss two potential means by which to relay a more complex emotional state via the use of narrative signifiers. I examine T.S. Eliot's (1919) theory on the objective correlative in narratives as a means to explore the emotional state of a character through metaphors which open up the reading rather than illustrating it through dialogue or direct speech. I then explore Susan Stewart's (1992) ideas on souvenirs of personal experience. In Chapter Two, I conduct a close reading of three mainstream films, which employ such signifiers in the attempt to share more complex representations of queer male intimacies through well-developed storylines and characters. The films Brokeback Mountain (2006), Moonlight (2016), and Call Me by Your Name (2017) have been selected based on their use of the objective correlative and souvenirs as plot devices (rather than exclusively physical intimacy) to demonstrate the emotional resonance between characters. The third and final chapter explores my own use of objective correlatives and souvenirs as symbolic, narrative devices in my practical body of work: an online garden of remembrance. My practical work focuses largely on the process of creation of these intimacy objects (the objective correlative or the souvenir) through an investigation into my own poetry, which details my experiences of intimacies with other men, specifically where vulnerability and secrecy played a large role. , Thesis (MFA) -- Faculty of Humanities, Fine Arts, 2022
- Full Text:
- Authors: Ferreira, Evaan Jason
- Date: 2022-04
- Subjects: Sexual minorities in art , Sexual minority culture , Intimacy (Psychology) , Sexual minorities in motion pictures , Intimacy (Psychology) in motion pictures , Homosexuality and motion pictures , Motion pictures Study and teaching , New media art , Nostalgia , Souvenirs (Keepsakes) , Gay men , Queer male intimacy , Objective correlative
- Language: English
- Type: Master's thesis , text
- Identifier: http://hdl.handle.net/10962/232556 , vital:50002
- Description: This thesis centres itself around an investigation into the representations of the relationship between intimacies and ideas of romance, love, desire, and vulnerability in male relationships. The premise for this body of work was sparked by my own observations on the conflation of sex and intimacy in representations of queer male love—particularly (but not exclusively) in mainstream film and media. Whilst intimacy and sex are not unrelated, the over-emphasis on the physical when trying to represent the connection between two men led me to consider other ways in which a relationship or special connection could be gestured towards — through other kinds of signifiers that last longer than physical contact and point to the importance of a particular connection. In the introduction, I consider my own experiences as a closeted queer teen when contemplating representations of queer relationships in mainstream media. I explore several studies by gender and film theorists who consider reasons and modes in which the representations of queer intimacies on-screen are distorted to favour a presumed heterosexual audience. In the first chapter, I discuss two potential means by which to relay a more complex emotional state via the use of narrative signifiers. I examine T.S. Eliot's (1919) theory on the objective correlative in narratives as a means to explore the emotional state of a character through metaphors which open up the reading rather than illustrating it through dialogue or direct speech. I then explore Susan Stewart's (1992) ideas on souvenirs of personal experience. In Chapter Two, I conduct a close reading of three mainstream films, which employ such signifiers in the attempt to share more complex representations of queer male intimacies through well-developed storylines and characters. The films Brokeback Mountain (2006), Moonlight (2016), and Call Me by Your Name (2017) have been selected based on their use of the objective correlative and souvenirs as plot devices (rather than exclusively physical intimacy) to demonstrate the emotional resonance between characters. The third and final chapter explores my own use of objective correlatives and souvenirs as symbolic, narrative devices in my practical body of work: an online garden of remembrance. My practical work focuses largely on the process of creation of these intimacy objects (the objective correlative or the souvenir) through an investigation into my own poetry, which details my experiences of intimacies with other men, specifically where vulnerability and secrecy played a large role. , Thesis (MFA) -- Faculty of Humanities, Fine Arts, 2022
- Full Text:
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