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The impact of financial inclusion on poverty: a case of selected SADC countries.

- Ndlovu, Nkazimulo Glitter

  • Authors: Ndlovu, Nkazimulo Glitter
  • Date: 2021-09
  • Subjects: Financial services industry , Poverty--Africa , Poverty
  • Language: English
  • Type: Master's theses , text
  • Identifier: http://hdl.handle.net/10353/21311 , vital:48393
  • Description: Financial inclusion is widely regarded as another conduit through which poverty can be alleviated. However, both theoretical and empirical literature does not reach consensus on the effect of financial inclusion on poverty. Against this background, the study empirically examines the effect of financial inclusion on poverty in selected Southern African Development Community (SADC) countries, which include (Botswana, Malawi, Mauritius, Namibia, South Africa, Tanzania, and Zambia). The author employs the Generalized Method of Moments (GMM) technique for the period 1980 to 2019. Based on the Financial Intermediation Theory and the Social Justice Theory: Tunnel effect, 5 different models were estimated. Variables used to capture the different dimensions of financial inclusion include ATMs per 1000km and Bank Accounts per 1000 adults as well as Bank’s private Credit to GDP and Commercial Bank branches per 1000 adults’. The control variables used in the study are; GDP per Capita, Government Consumption, Inflation and Education. Empirical results revealed that financial inclusion reduces the level of poverty in the selected SADC states. The results also revealed that GDP per capita and government spending have a negative effect on poverty in the region. An interesting finding, even though not the major focus of the study was the effect of education. The results revealed that lower levels of education may exacerbate the level of poverty in the region. At the same time, tertiary education was found to have a negative and significant effect on poverty. The empirical results imply that policy makers should center their focus on reforms that will ensure that more people are financially included in the region. Also policies promoting high growth levels and acquisition of higher levels of education should be pursued. , Thesis (MCom) (Economics) -- University of Fort Hare, 2021
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  • Date Issued: 2021-09

The impact of poverty reduction strategies during COVID-19 in South Africa

- Maxwell, Sentiwe

  • Authors: Maxwell, Sentiwe
  • Date: 2021
  • Subjects: Poverty , Service delivery
  • Language: English
  • Type: lecture , text
  • Identifier: http://hdl.handle.net/11260/6307 , vital:45366
  • Description: This article focuses on investigating the impact of poverty reduction strategies during Covid 19 in improving the quality of lives of the people in our local municipalities, in relation to interventions that have been implemented by the South African government to address poverty. The purpose of the article is to understand the situation in our municipalities and come up with recommendations that will assist government to enhance delivery of poverty reduction strategy in order to improve the quality of life of the rural poor communities. The findings on this article show that; whilst significant progress has been made to address poverty through policy and legal frameworks and through implementation of poverty reduction strategies and programmes, there is a general consensus in literature that poverty is still widespread in South Africa and that activities put in place to reduce and eradicate it are not sufficiently translating into required outputs necessary for desired outcomes which ultimately impact on poverty. The study has identified the gaps that exist in service delivery as well as the challenges faced by government in effectively impacting on poverty through its poverty reduction programmes. Based on the findings the study has made recommendations that will assist government to enhance service delivery so that poverty reduction strategies are conducted in an effective and efficient, integrated and coordinated manner which will cause government to achieve its desired outcomes.
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  • Date Issued: 2021

Assessment of sources of livelihoods and opportunities to improve the contribution of farming within available food chains

- Mbusi, Nontembeko

  • Authors: Mbusi, Nontembeko
  • Date: 2013
  • Subjects: Households -- South Africa -- Eastern Cape , Rural poor -- South Africa -- Eastern Cape , Community development -- South Africa -- Eastern Cape , Food security -- South Africa -- Eastern Cape , Agricultural development projects -- South Africa -- Eastern Cape , Livelihood strategies , Outcomes , Poverty , Farming , Employment
  • Language: English
  • Type: Thesis , Masters , MSc Agric (Agricultural Economics)
  • Identifier: vital:11204 , http://hdl.handle.net/10353/d1007575 , Households -- South Africa -- Eastern Cape , Rural poor -- South Africa -- Eastern Cape , Community development -- South Africa -- Eastern Cape , Food security -- South Africa -- Eastern Cape , Agricultural development projects -- South Africa -- Eastern Cape , Livelihood strategies , Outcomes , Poverty , Farming , Employment
  • Description: Official statistics suggest that as many as 40 percent to 60 percent of people in South Africa are living in poverty, and the 15 percent poorest are in a desperate struggle for survival. Since 1994, Government has been making an effort to help smallholder agriculture through numerous programmes, including those that address land ownership and provide credit and grants for farms and households, but very little change has taken place. Understanding the sources of livelihood and opportunities to improve the contribution of farming within available food chains is therefore an important practical need. The study investigated sources of livelihood and mapped the livelihoods profile of the farming households in parts of the Eastern Cape. The study was conducted in the Alice and Peddie communities in the Amathole district municipality. A set of structured questionnaires were used to interview the sample of 80 farming households selected through a random process within two irrigation schemes and communities that were selected purposively in line with the focus of the larger project on which this study is based. The resulting data were analyzed by means of descriptive statistics and multiple linear regression. The descriptive results indicated that members of most rural households were old, married, uneducated and unemployed. Farming was primary livelihood strategy employed in these areas. Rural households were also dependent on remittances, social grants and pension funds because the farming strategy could not meet all their household needs. The major crops that were grown for income and food security to sustain their livelihoods included maize, potatoes, onions and butternut. Factors that had significant influences on outcomes were extension services, grants, pension and remittances, land productivity, type of irrigation system, market accessibility, output price difference and value adding. The available opportunities were land productivity, irrigation facilities, government or NGO programmes and working as a group. For improved livelihood of rural communities in Alice and Peddie, government needs to strengthen agricultural activities and equip farmers with market information, improve their access to irrigation schemes, provide training on value adding and also improve access to extension services.
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  • Date Issued: 2013

Africa‘s Heritage No.1: a definition of our terms

- Tracey, Hugh

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