Women’s perceptions of successful financial retirement planning
- Authors: Durrheim, Meghan
- Date: 2018
- Subjects: Women -- Retirement -- South Africa -- Makhanda , Retirement -- Planning , Retirement income -- Planning , Women -- Finance, Personal , Retired women -- Finance, Personal , Regression analysis
- Language: English
- Type: text , Thesis , Masters , MCom
- Identifier: http://hdl.handle.net/10962/60339 , vital:27771
- Description: Financial retirement planning is an important component in ensuring that individuals accumulate sufficient wealth for retirement. Previous research suggests that many individuals are unable to accumulate sufficient wealth for retirement with the problem being particularly acute for women as they tend to spend less time planning financially for retirement when compared to men. Consequently, many women are unable to accumulate sufficient wealth for retirement. Despite the growing need to investigate women’s financial retirement planning, much research tends to focus on financial retirement planning for males. Consequently, there is a growing need to investigate women’s perceptions of successful financial retirement planning, particularly in Grahamstown. After conducting an in-depth literature study and using the study done by Doa (2014), six independent variables were identified: values, time horizon, attitudes, working life-cycle, risk tolerance and financial literacy. These independent variables were identified as factors which could potentially influence women’s perceptions of successful financial retirement planning. A set of hypothesis were formulated to test the relationship between these independent variables and the dependent variable (women’s perceptions of successful financial retirement planning). The study comprised of 101 participants. A principle component analysis was performed to determine the key variables, with the relevant independent factors being renamed: cultural values, personal values, affective attitudes, time horizon knowledge, time horizon consideration, risk tolerance, financial literacy. An ordinal logit regression analysis was then conducted on these renamed variables to determine the influence of these key independent variables on the dependent variable. After controlling for a set of demographic variables the results of the ordinal logit regression analysis revealed that only affective attitudes, time horizon knowledge, and personal values had a significant relationship with women’s perceptions of successful financial retirement planning. Cronbach’s alpha revealed that the measuring instrument of the significant extracted factors was reliable, while Pearson product moment was used to determine correlations between extracted key independent variables and the dependent variable. The investigation into women’s perceptions of successful financial retirement planning enabled insightful information to be gathered which adds to the body of knowledge. In addition, recommendations were formulated in an attempt to assist women when making financial retirement decisions.
- Full Text:
- Date Issued: 2018
- Authors: Durrheim, Meghan
- Date: 2018
- Subjects: Women -- Retirement -- South Africa -- Makhanda , Retirement -- Planning , Retirement income -- Planning , Women -- Finance, Personal , Retired women -- Finance, Personal , Regression analysis
- Language: English
- Type: text , Thesis , Masters , MCom
- Identifier: http://hdl.handle.net/10962/60339 , vital:27771
- Description: Financial retirement planning is an important component in ensuring that individuals accumulate sufficient wealth for retirement. Previous research suggests that many individuals are unable to accumulate sufficient wealth for retirement with the problem being particularly acute for women as they tend to spend less time planning financially for retirement when compared to men. Consequently, many women are unable to accumulate sufficient wealth for retirement. Despite the growing need to investigate women’s financial retirement planning, much research tends to focus on financial retirement planning for males. Consequently, there is a growing need to investigate women’s perceptions of successful financial retirement planning, particularly in Grahamstown. After conducting an in-depth literature study and using the study done by Doa (2014), six independent variables were identified: values, time horizon, attitudes, working life-cycle, risk tolerance and financial literacy. These independent variables were identified as factors which could potentially influence women’s perceptions of successful financial retirement planning. A set of hypothesis were formulated to test the relationship between these independent variables and the dependent variable (women’s perceptions of successful financial retirement planning). The study comprised of 101 participants. A principle component analysis was performed to determine the key variables, with the relevant independent factors being renamed: cultural values, personal values, affective attitudes, time horizon knowledge, time horizon consideration, risk tolerance, financial literacy. An ordinal logit regression analysis was then conducted on these renamed variables to determine the influence of these key independent variables on the dependent variable. After controlling for a set of demographic variables the results of the ordinal logit regression analysis revealed that only affective attitudes, time horizon knowledge, and personal values had a significant relationship with women’s perceptions of successful financial retirement planning. Cronbach’s alpha revealed that the measuring instrument of the significant extracted factors was reliable, while Pearson product moment was used to determine correlations between extracted key independent variables and the dependent variable. The investigation into women’s perceptions of successful financial retirement planning enabled insightful information to be gathered which adds to the body of knowledge. In addition, recommendations were formulated in an attempt to assist women when making financial retirement decisions.
- Full Text:
- Date Issued: 2018
Young men’s talk about menstruation and hegemonic masculinity in the South African context: a discursive analysis
- Authors: Glover, Jonathan M
- Date: 2018
- Subjects: Menstruation -- Social aspects -- -- South Africa -- Eastern Cape , Hegemony -- South Africa -- Eastern Cape , Masculinity -- South Africa -- Eastern Cape , Sex role -- South Africa -- Eastern Cape , Men -- Attitudes , Men -- Psychology , Human body -- Social aspects -- South Africa -- Eastern Cape , Men's studies -- South Africa -- Eastern Cape
- Language: English
- Type: text , Thesis , Masters , MA
- Identifier: http://hdl.handle.net/10962/60244 , vital:27758
- Description: Current research in the sub-Saharan and other resource poor contexts indicates the largely negative social constructions of menstruation and menstruating women. Young men have been shown to reproduce these negative constructions and reinforce the stigmatized status of menstruation in these contexts. To my knowledge no studies have examined the ways in which young men talk about menstruation and menstruating women in South Africa. In this research, I aimed to explore the ways in which young men (in a resource poor area in the Eastern Cape) talk about menstruation in with their male peers in a focus group context and how this talk serves to enable specific subject positions (both masculine and feminine) that may reproduce, comply with and resist constructions of hegemonic masculinity (as outlined in previous South African research). By drawing on Raewyn Connell’s influential framework of masculinities and augmenting this with Margaret Wetherell and Nigel Edley’s contributions, this research adds to the growing body of research on masculinities in the South African context. I utilized a discursive framework in which to understand the interpretative repertoires drawn on in everyday talk about menstruation and the specific subject positions made available by these. Purposive sampling was used to recruit a total of 37 participants from two former Department of Education and Training schools in the Eastern Cape. Participants were young ‘black’ men with a mean age of 18.3 In analyzing and interpreting the data two overarching patterns emerged. In the first, the participants discursively distanced themselves from menstruation (and femininity in general) in order to avoid possible marginalisation and subordination in relation to local hegemonic masculine ideals. In doing this, the participants drew on a number of interpretative repertoires including: a dualistic repertoire, a bad (versus ideal) femininity repertoire and an abject femininity repertoire, which assisted in creating numerous subject positions. These subject positions allowed the young men to align themselves closer to hegemonic masculine ideals, and create distance by positioning menstruating women as the ‘other’. In the second overarching pattern, menstruation was constructed as a threat to masculine identity; within this construction, the young men discursively negotiated the ideological dilemmas surrounding this ‘highly feminine’ topic in ways that bolstered their positions within the gender hierarchy. Overall, hegemonic masculinities in this context were discursively reproduced and complied with in the participants’ accounts.
- Full Text:
- Date Issued: 2018
- Authors: Glover, Jonathan M
- Date: 2018
- Subjects: Menstruation -- Social aspects -- -- South Africa -- Eastern Cape , Hegemony -- South Africa -- Eastern Cape , Masculinity -- South Africa -- Eastern Cape , Sex role -- South Africa -- Eastern Cape , Men -- Attitudes , Men -- Psychology , Human body -- Social aspects -- South Africa -- Eastern Cape , Men's studies -- South Africa -- Eastern Cape
- Language: English
- Type: text , Thesis , Masters , MA
- Identifier: http://hdl.handle.net/10962/60244 , vital:27758
- Description: Current research in the sub-Saharan and other resource poor contexts indicates the largely negative social constructions of menstruation and menstruating women. Young men have been shown to reproduce these negative constructions and reinforce the stigmatized status of menstruation in these contexts. To my knowledge no studies have examined the ways in which young men talk about menstruation and menstruating women in South Africa. In this research, I aimed to explore the ways in which young men (in a resource poor area in the Eastern Cape) talk about menstruation in with their male peers in a focus group context and how this talk serves to enable specific subject positions (both masculine and feminine) that may reproduce, comply with and resist constructions of hegemonic masculinity (as outlined in previous South African research). By drawing on Raewyn Connell’s influential framework of masculinities and augmenting this with Margaret Wetherell and Nigel Edley’s contributions, this research adds to the growing body of research on masculinities in the South African context. I utilized a discursive framework in which to understand the interpretative repertoires drawn on in everyday talk about menstruation and the specific subject positions made available by these. Purposive sampling was used to recruit a total of 37 participants from two former Department of Education and Training schools in the Eastern Cape. Participants were young ‘black’ men with a mean age of 18.3 In analyzing and interpreting the data two overarching patterns emerged. In the first, the participants discursively distanced themselves from menstruation (and femininity in general) in order to avoid possible marginalisation and subordination in relation to local hegemonic masculine ideals. In doing this, the participants drew on a number of interpretative repertoires including: a dualistic repertoire, a bad (versus ideal) femininity repertoire and an abject femininity repertoire, which assisted in creating numerous subject positions. These subject positions allowed the young men to align themselves closer to hegemonic masculine ideals, and create distance by positioning menstruating women as the ‘other’. In the second overarching pattern, menstruation was constructed as a threat to masculine identity; within this construction, the young men discursively negotiated the ideological dilemmas surrounding this ‘highly feminine’ topic in ways that bolstered their positions within the gender hierarchy. Overall, hegemonic masculinities in this context were discursively reproduced and complied with in the participants’ accounts.
- Full Text:
- Date Issued: 2018
Zooming in: an ethnographic study of visual journalism for smartphones - journalistic roles and routines at South Africa’s largest graphics unit, Graphics24
- Authors: Gouws, Andries Jacobus
- Date: 2018
- Subjects: Journalism -- Technological innovations -- South Africa , Smartphones , Visual communication -- Digital techniques , News Web sites -- South Africa , Online journalism -- South Africa , Information visualization , Graphic arts , Graphics24 , Netwerk24
- Language: English
- Type: text , Thesis , Masters , MA
- Identifier: http://hdl.handle.net/10962/63154 , vital:28368
- Description: This study examines the changing roles of graphics journalists in the digital era at Graphics24, the largest information graphics newsroom in South Africa, in the context of their work for Netwerk24, an online news site published in Afrikaans with a strong focus on mobile-first news. The study examines the discursive construction of these new journalistic roles in the digital era where even the core conceptualisation of what journalism is, is being re-examined. It considers external factors affecting the discourse of change, drawing on a hierarchy of influences analytical model, as well as norms specific to the creation of information graphics. Data for this study was gathered by using ethnographic immersion and semi-structured interviews. This study specifically looks at graphics journalists working in a mobile-first environment, and how the pressures of producing information graphics for consumption on smartphones affects their roles. Evidence of two widely differing discourses in the Graphics24 and Netwerk24 newsrooms was found. Visual journalists in this study have created a discourse around being distinct “service providers”, rather than mobile-first journalists, who do not see the need for full integration in the fast-paced mobile news environment of Netwerk24. Word-centric journalists have, by contrast, created a mobile-first discourse. They experience the separateness of the graphics team as a barrier that impedes the creation of good information graphics for mobile phone consumption. Although this is a very localised study in a very particular context, this study contributes to broader thinking in what is a very under-researched field: The changing roles of visual journalists in the digital era and the discursive construction of these roles. The study suggests that even in the digital era where the definition of newsrooms has become much more fluid and less fixed physically, ethnographic methods can still offer a meaningful way to explore journalistic roles.
- Full Text:
- Date Issued: 2018
- Authors: Gouws, Andries Jacobus
- Date: 2018
- Subjects: Journalism -- Technological innovations -- South Africa , Smartphones , Visual communication -- Digital techniques , News Web sites -- South Africa , Online journalism -- South Africa , Information visualization , Graphic arts , Graphics24 , Netwerk24
- Language: English
- Type: text , Thesis , Masters , MA
- Identifier: http://hdl.handle.net/10962/63154 , vital:28368
- Description: This study examines the changing roles of graphics journalists in the digital era at Graphics24, the largest information graphics newsroom in South Africa, in the context of their work for Netwerk24, an online news site published in Afrikaans with a strong focus on mobile-first news. The study examines the discursive construction of these new journalistic roles in the digital era where even the core conceptualisation of what journalism is, is being re-examined. It considers external factors affecting the discourse of change, drawing on a hierarchy of influences analytical model, as well as norms specific to the creation of information graphics. Data for this study was gathered by using ethnographic immersion and semi-structured interviews. This study specifically looks at graphics journalists working in a mobile-first environment, and how the pressures of producing information graphics for consumption on smartphones affects their roles. Evidence of two widely differing discourses in the Graphics24 and Netwerk24 newsrooms was found. Visual journalists in this study have created a discourse around being distinct “service providers”, rather than mobile-first journalists, who do not see the need for full integration in the fast-paced mobile news environment of Netwerk24. Word-centric journalists have, by contrast, created a mobile-first discourse. They experience the separateness of the graphics team as a barrier that impedes the creation of good information graphics for mobile phone consumption. Although this is a very localised study in a very particular context, this study contributes to broader thinking in what is a very under-researched field: The changing roles of visual journalists in the digital era and the discursive construction of these roles. The study suggests that even in the digital era where the definition of newsrooms has become much more fluid and less fixed physically, ethnographic methods can still offer a meaningful way to explore journalistic roles.
- Full Text:
- Date Issued: 2018
“Don’t forget to be awesome”: the role of social learning as a component of belonging in virtual communities: a case study of the Youtube fan community “Nerdfighteria”
- Authors: Steenkamp, Elri Colleen
- Date: 2018
- Subjects: Nerdfighteria (Online) , Social learning , Online social networks , Belonging (Social psychology) , Communities of practice , YouTube (Firm)
- Language: English
- Type: text , Thesis , Masters , MA
- Identifier: http://hdl.handle.net/10962/63753 , vital:28484
- Description: The growth of the Internet has allowed fans who consume various media products, to interact and convene with other who share similar interests in online fan communities. Historically the study of fans has focused on pleasure and enjoyment as the main motivating factors why individual fans join, stay and participate in fan communities. This study, however, suggests that learning as a component of belonging has been underestimated within contemporary fan studies. Close examination of the literature of fan studies and the social practices of online fan communities reveal that these spaces may serve as fertile spaces for learning and the sharing of knowledge. Daily learning occurs within multiple spheres, including personal interests, peer culture, and academic content; all elements which can be found within fan communities. This study used the social learning theory “communities of practice” (CoP) model developed by Wenger (1998) to understand of this element of learning and knowledge sharing that seems to take places within fan communities. This study explores learning as a component of belonging to online fan communities by using the fan community of the YouTube personalities Vlogbrothers, which has named itself Nerdfighteria, as a case study. Through a qualitative research approach, which includes participation observation methods and qualitative interviews, this thesis has analysed the fan community Nerdfighteria, and used two Nerdfighter fan Facebook groups, the global NERDFIGHTEIRIA and local Nerdfighters South Africa, as case studies to evaluate whether the elements of learning taking place within these spaces serves as a motivating factor for belonging and participation. The results of this research support the idea that learning plays a role within the fan community Nerdfighteria and thus that it functions as a CoP. Fans within the global NERDFIGHTERIA Facebook group use this fan space to discuss and debate content related to their media of choice; thereby learning and acquiring knowledge as a CoP. The Nerdfighters South Africa Facebook group, despite the learning potential, fails to function as a CoP because it is no longer functionally allows for shared learning. Online fan communities, this research found, have the potential to serve as functioning communities of practice (CoP) only if they embody the characteristics and practicalities consistent with a learning space. Overall these fan groups may be categorised as communities of interests but sub-sections within these communities fit the criteria of a community of practice due to the kind of learning that is taking place. This research supports an alternative, yet promising, approach to the study of fan online communities which prioritises learning.
- Full Text:
- Date Issued: 2018
- Authors: Steenkamp, Elri Colleen
- Date: 2018
- Subjects: Nerdfighteria (Online) , Social learning , Online social networks , Belonging (Social psychology) , Communities of practice , YouTube (Firm)
- Language: English
- Type: text , Thesis , Masters , MA
- Identifier: http://hdl.handle.net/10962/63753 , vital:28484
- Description: The growth of the Internet has allowed fans who consume various media products, to interact and convene with other who share similar interests in online fan communities. Historically the study of fans has focused on pleasure and enjoyment as the main motivating factors why individual fans join, stay and participate in fan communities. This study, however, suggests that learning as a component of belonging has been underestimated within contemporary fan studies. Close examination of the literature of fan studies and the social practices of online fan communities reveal that these spaces may serve as fertile spaces for learning and the sharing of knowledge. Daily learning occurs within multiple spheres, including personal interests, peer culture, and academic content; all elements which can be found within fan communities. This study used the social learning theory “communities of practice” (CoP) model developed by Wenger (1998) to understand of this element of learning and knowledge sharing that seems to take places within fan communities. This study explores learning as a component of belonging to online fan communities by using the fan community of the YouTube personalities Vlogbrothers, which has named itself Nerdfighteria, as a case study. Through a qualitative research approach, which includes participation observation methods and qualitative interviews, this thesis has analysed the fan community Nerdfighteria, and used two Nerdfighter fan Facebook groups, the global NERDFIGHTEIRIA and local Nerdfighters South Africa, as case studies to evaluate whether the elements of learning taking place within these spaces serves as a motivating factor for belonging and participation. The results of this research support the idea that learning plays a role within the fan community Nerdfighteria and thus that it functions as a CoP. Fans within the global NERDFIGHTERIA Facebook group use this fan space to discuss and debate content related to their media of choice; thereby learning and acquiring knowledge as a CoP. The Nerdfighters South Africa Facebook group, despite the learning potential, fails to function as a CoP because it is no longer functionally allows for shared learning. Online fan communities, this research found, have the potential to serve as functioning communities of practice (CoP) only if they embody the characteristics and practicalities consistent with a learning space. Overall these fan groups may be categorised as communities of interests but sub-sections within these communities fit the criteria of a community of practice due to the kind of learning that is taking place. This research supports an alternative, yet promising, approach to the study of fan online communities which prioritises learning.
- Full Text:
- Date Issued: 2018
“Forgetting Ntaba kaNdoda”: reciting performative memories at the Ntaba kaNdoda Monument
- Authors: Mama, Luthando Vukile James
- Date: 2018
- Subjects: Memorialization , Collective memory in art , Memorials in art , Memorials -- South Africa -- Dimbaza , Imperialism in art , Ntaba kaNdoda Monument (Dimbaza, South Africa)
- Language: English
- Type: text , Thesis , Masters , MFA
- Identifier: http://hdl.handle.net/10962/63866 , vital:28499
- Description: “Forgetting Ntaba kaNdoda”: Reciting Performative Memories at the Ntaba kaNdoda Monument serves as a theoretical examination of the Ntaba kaNdoda Monument as a commemorative marker. My mini-thesis unpacks the notions of memory and performative memorialisation at a nationalist memorial in the former Ciskei by examining the concepts of place, memory and memorialisation, which are theoretically integral in my professional practice. This research initiates an investigation into the effects on memory in a situation where the construction of the Monument disrupted an efficacious memorialisation by the communities of Ntaba kaNdoda. In my accompanying MFA exhibition Forgetting Ntaba kaNdoda, I explore notions of place, memory and memorialisation through installations of a variety of photographic processes that are based on what I call ‘de-monumental’ and performative monuments (Widrich2014). The written component of my MFA submission relates directly to my professional art practice, developing and situating it within a relevant context. In my mini-thesis, I consider photographers working with notions of place, memory and memorialisation. Lebohang Kganye and Nassim Rouchiche’s works retrace and recall past memory in the present, while David Goldblatt and Cedric Nunn, who have photographed the Ntaba kaNdoda Monument, point the viewer to the values and histories of the communities most affected by colonialism and apartheid. These photographers’ works operate as mnemonic devices that seek to translate a lived experience at a particular place. I use Widrich’s (2009; 2014) conception of “performative monuments”, Lippard’s (1997) “sense of place” and Nora’s (1989) “lieu[x] de mémoire” and “milieux de mémoire” in approaching my professional art practice and my research into the Ntaba kaNdoda memorial. Using these entwining nodes of theories in formulating what I term ‘demonumentalisation’ in my photography practice at the Ntaba kaNdoda Monument, my photography functions as both performative memorialisation and de-monumentalisation. Remembrance, using photography as a vehicle to represent this notion at Ntaba kaNdoda, transcends the materiality of the Monument. My exhibition, in conjunction with this mini-thesis, therefore reframes and reconfigures theNtaba kaNdoda Monument as a multiplex memory place.
- Full Text:
- Date Issued: 2018
- Authors: Mama, Luthando Vukile James
- Date: 2018
- Subjects: Memorialization , Collective memory in art , Memorials in art , Memorials -- South Africa -- Dimbaza , Imperialism in art , Ntaba kaNdoda Monument (Dimbaza, South Africa)
- Language: English
- Type: text , Thesis , Masters , MFA
- Identifier: http://hdl.handle.net/10962/63866 , vital:28499
- Description: “Forgetting Ntaba kaNdoda”: Reciting Performative Memories at the Ntaba kaNdoda Monument serves as a theoretical examination of the Ntaba kaNdoda Monument as a commemorative marker. My mini-thesis unpacks the notions of memory and performative memorialisation at a nationalist memorial in the former Ciskei by examining the concepts of place, memory and memorialisation, which are theoretically integral in my professional practice. This research initiates an investigation into the effects on memory in a situation where the construction of the Monument disrupted an efficacious memorialisation by the communities of Ntaba kaNdoda. In my accompanying MFA exhibition Forgetting Ntaba kaNdoda, I explore notions of place, memory and memorialisation through installations of a variety of photographic processes that are based on what I call ‘de-monumental’ and performative monuments (Widrich2014). The written component of my MFA submission relates directly to my professional art practice, developing and situating it within a relevant context. In my mini-thesis, I consider photographers working with notions of place, memory and memorialisation. Lebohang Kganye and Nassim Rouchiche’s works retrace and recall past memory in the present, while David Goldblatt and Cedric Nunn, who have photographed the Ntaba kaNdoda Monument, point the viewer to the values and histories of the communities most affected by colonialism and apartheid. These photographers’ works operate as mnemonic devices that seek to translate a lived experience at a particular place. I use Widrich’s (2009; 2014) conception of “performative monuments”, Lippard’s (1997) “sense of place” and Nora’s (1989) “lieu[x] de mémoire” and “milieux de mémoire” in approaching my professional art practice and my research into the Ntaba kaNdoda memorial. Using these entwining nodes of theories in formulating what I term ‘demonumentalisation’ in my photography practice at the Ntaba kaNdoda Monument, my photography functions as both performative memorialisation and de-monumentalisation. Remembrance, using photography as a vehicle to represent this notion at Ntaba kaNdoda, transcends the materiality of the Monument. My exhibition, in conjunction with this mini-thesis, therefore reframes and reconfigures theNtaba kaNdoda Monument as a multiplex memory place.
- Full Text:
- Date Issued: 2018