An analysis of the effect that integrated reporting has had on the description of the strategy and strategic planning process in the banking sector in South Africa
- Authors: Musuwo, Getrude Tafadzwa
- Date: 2017
- Language: English
- Type: Thesis , Masters , MBA
- Identifier: http://hdl.handle.net/10962/40990 , vital:25045
- Description: The study was carried out in order to analyse the effect which the requirement for integrated reporting has had on the description of strategy and strategic planning processes of three South African Banks during the three-year period between 2012 and 2014. The study was conducted in three Johannesburg Stock Exchange listed Banks namely Barclays Bank, Capitec Bank and Standard Bank and focused on their integrated reports for 2012 to 2014. The objectives of the study were to analyse the change in the scope of the depth of reporting on strategy, analyse the evolution of the strategic planning process, compare and contrast the banks’ nature, scope and depth of reporting and establish how the requirement for integrated reporting has impacted on the strategic planning processes in the banks. The study was carried out as a content analysis of the integrated reports of the three banks. The sample for the study consisted for the 9 integrated reports issued by the three banks in the period from 2012 to 2014. There was an increasing trend in the prominence of reporting on strategy by the C.E.Os and chairmen of the companies in the integrated reports. All the companies exhibited an increase in the depth of their reporting on strategy in their overall integrated reports. There is a general increase in the depth of reporting on value creation in the integrated reports. From discussing their business models to some extent in 2012 and 2013, all integrated reports reported on strategy to a large extent in 2014. The study concluded that the scope and depth of reporting on strategy was growing. The study also concluded that strategic planning processes had been transformed due to the requirement for integrated reporting. It was also concluded that Standard Bank had the greatest focus on strategy. Further studies may focus beyond strategy and explore the extent to which companies are implementing non-financial measures in their integrated reporting.
- Full Text:
- Date Issued: 2017
- Authors: Musuwo, Getrude Tafadzwa
- Date: 2017
- Language: English
- Type: Thesis , Masters , MBA
- Identifier: http://hdl.handle.net/10962/40990 , vital:25045
- Description: The study was carried out in order to analyse the effect which the requirement for integrated reporting has had on the description of strategy and strategic planning processes of three South African Banks during the three-year period between 2012 and 2014. The study was conducted in three Johannesburg Stock Exchange listed Banks namely Barclays Bank, Capitec Bank and Standard Bank and focused on their integrated reports for 2012 to 2014. The objectives of the study were to analyse the change in the scope of the depth of reporting on strategy, analyse the evolution of the strategic planning process, compare and contrast the banks’ nature, scope and depth of reporting and establish how the requirement for integrated reporting has impacted on the strategic planning processes in the banks. The study was carried out as a content analysis of the integrated reports of the three banks. The sample for the study consisted for the 9 integrated reports issued by the three banks in the period from 2012 to 2014. There was an increasing trend in the prominence of reporting on strategy by the C.E.Os and chairmen of the companies in the integrated reports. All the companies exhibited an increase in the depth of their reporting on strategy in their overall integrated reports. There is a general increase in the depth of reporting on value creation in the integrated reports. From discussing their business models to some extent in 2012 and 2013, all integrated reports reported on strategy to a large extent in 2014. The study concluded that the scope and depth of reporting on strategy was growing. The study also concluded that strategic planning processes had been transformed due to the requirement for integrated reporting. It was also concluded that Standard Bank had the greatest focus on strategy. Further studies may focus beyond strategy and explore the extent to which companies are implementing non-financial measures in their integrated reporting.
- Full Text:
- Date Issued: 2017
An analysis of the impact of financialization on commodity markets
- Authors: Ndawona, Takudzwa Maitaishe
- Date: 2017
- Language: English
- Type: Thesis , Masters , MCom
- Identifier: http://hdl.handle.net/10962/7113 , vital:21218
- Description: An unprecedented increase in real commodity prices from 2002-2011 fuelled an intense debate as to the causes of the steep rise in prices and its possible implications for producers and consumers. On the one hand, the prolonged and dramatic rise in almost all commodity prices is attributed to growing demand from emerging market economies, supply shocks such as adverse weather conditions, export bans as well as other macroeconomic factors. Collectively these are known as the fundamental (demand and supply) factors. On the other hand, there is a growing body of evidence that suggests these fundamental factors alone are not sufficient enough to explain recent commodity price developments. It is noted that alongside changes in the fundamental factors, there was a major shift in trading activities on commodity derivative markets related to the increasing presence of financial investors, institutional investors and hedge funds. This had important effects, it is argued, on the microstructure of these markets and on price dynamics in a process termed “fmancialization”. Most of the empirical literature covers the period of rising commodity prices from 20022011. This study seeks to add to the existing literature by examining, in addition, the impact of financialization when commodity prices were falling from 2011-2015. Whereas the literature focuses mainly on the rise of agricultural commodity prices, the focus of this study is on metals, oil and bulk commodities (coal and iron ore). Two techniques are employed, namely the calculation of rolling correlations for futures and spot returns. Granger causality tests are then performed to examine the relationships between futures and spot prices. Rolling return correlations are calculated for i) different exchange- traded commodities and ii) exchange-traded commodities and bulk commodities not traded on exchanges. This is done to establish whether the increased correlations between different commodities found in the literature still hold now that commodity prices across all categories are falling. Granger causality tests are used in order to establish the link between the futures prices and spot prices both during the upswing period (2002-2011) and downswing period (2011-2015). It is found that rapidly growing indexed-based investment in commodity markets (financialization) during the upswing period is concurrent with increasingly correlated returns on the prices of unrelated commodities in both the futures and spot markets. These correlations decline during the period of falling commodity prices (2011-2015). This was a period in which the total amount of commodity assets under management fell sharply. This supports the a priori expectation that if the increased correlations of previously seemingly correlated and unrelated commodities during the upswing had been driven by financialization, the correlation would decline in the downturn. Granger causality results reveal statistically significant evidence of futures prices (returns) driving spot prices (returns) during the financialization period. However, post-financialization there is a shift to more bidirectional relationships. The study therefore concludes that, in addition to changing fundamental and macroeconomic factors, the financialization of commodity markets further drove the excessive and volatile price levels in commodity markets from 2002 to 2011.
- Full Text:
- Date Issued: 2017
- Authors: Ndawona, Takudzwa Maitaishe
- Date: 2017
- Language: English
- Type: Thesis , Masters , MCom
- Identifier: http://hdl.handle.net/10962/7113 , vital:21218
- Description: An unprecedented increase in real commodity prices from 2002-2011 fuelled an intense debate as to the causes of the steep rise in prices and its possible implications for producers and consumers. On the one hand, the prolonged and dramatic rise in almost all commodity prices is attributed to growing demand from emerging market economies, supply shocks such as adverse weather conditions, export bans as well as other macroeconomic factors. Collectively these are known as the fundamental (demand and supply) factors. On the other hand, there is a growing body of evidence that suggests these fundamental factors alone are not sufficient enough to explain recent commodity price developments. It is noted that alongside changes in the fundamental factors, there was a major shift in trading activities on commodity derivative markets related to the increasing presence of financial investors, institutional investors and hedge funds. This had important effects, it is argued, on the microstructure of these markets and on price dynamics in a process termed “fmancialization”. Most of the empirical literature covers the period of rising commodity prices from 20022011. This study seeks to add to the existing literature by examining, in addition, the impact of financialization when commodity prices were falling from 2011-2015. Whereas the literature focuses mainly on the rise of agricultural commodity prices, the focus of this study is on metals, oil and bulk commodities (coal and iron ore). Two techniques are employed, namely the calculation of rolling correlations for futures and spot returns. Granger causality tests are then performed to examine the relationships between futures and spot prices. Rolling return correlations are calculated for i) different exchange- traded commodities and ii) exchange-traded commodities and bulk commodities not traded on exchanges. This is done to establish whether the increased correlations between different commodities found in the literature still hold now that commodity prices across all categories are falling. Granger causality tests are used in order to establish the link between the futures prices and spot prices both during the upswing period (2002-2011) and downswing period (2011-2015). It is found that rapidly growing indexed-based investment in commodity markets (financialization) during the upswing period is concurrent with increasingly correlated returns on the prices of unrelated commodities in both the futures and spot markets. These correlations decline during the period of falling commodity prices (2011-2015). This was a period in which the total amount of commodity assets under management fell sharply. This supports the a priori expectation that if the increased correlations of previously seemingly correlated and unrelated commodities during the upswing had been driven by financialization, the correlation would decline in the downturn. Granger causality results reveal statistically significant evidence of futures prices (returns) driving spot prices (returns) during the financialization period. However, post-financialization there is a shift to more bidirectional relationships. The study therefore concludes that, in addition to changing fundamental and macroeconomic factors, the financialization of commodity markets further drove the excessive and volatile price levels in commodity markets from 2002 to 2011.
- Full Text:
- Date Issued: 2017
An analysis of the implementation of the integrated approach in a Luganda language classroom in Uganda
- Authors: Ssembatya, Henry Hollan
- Date: 2017
- Subjects: Ganda language -- Study and teaching -- Uganda African languages -- Study and teaching , Language acquisition
- Language: English
- Type: Thesis , Doctoral , PhD
- Identifier: http://hdl.handle.net/10948/14422 , vital:27590
- Description: This qualitative study set out to examine how the integrated approach to language teaching led to an enhancement in Luganda language practices in selected ordinary level secondary schools in the Kampala district of Uganda. The study was positioned within an interpretive paradigm, and employed a phenomenological approach in its intention to uncover the lived experiences and common hidden meanings that participants attached to the phenomena. Purposeful sampling was used to identify 30 teachers from 15 schools and 3 inspectors of school curricula who participated in the study. Data generation strategies included personal interviews and observations which were analyzed according to transcendental phenomenological data analysis methods such as bracketing, horizontalization, clustering into themes, textual description, structural description and textual-structural essence of the study. This study is located in the field of language education and informed by the theoretical framework of the cognitive constructivist theory of learning. In terms of the integrated approach in a Luganda language classroom, the findings show firstly, that teachers held positive perceptions towards the integrated approach in a Luganda language classroom and, as such, they perceived it as a basis for teaching language content and literacy practices collectively through various interactive strategies. Secondly, teachers implemented the integrated approach in a Luganda language classroom as a practical-based activity where learners are engaged in tasks which promote meaningful and real communication in the form of content, task-based instruction, literary texts or readers and contextual or experiential learning. Thirdly, findings on the enhancement of language practices in an integrated Luganda language classroom show that if teachers adopted and implemented the principles of the integrated approach, learners would be motivated to acquire not only the four language practices, but also other related practices such as cognitive, social and interpersonal practices which collectively simplify the language use. Lastly, while teachers are aware of what learners could achieve in an integrated Luganda language classroom, findings indicate that they are demotivated by the many challenges in the implementation process which stem from the teachers, the education system, the learners, and the integrated approach itself. The major implications and recommendations of this study’s findings include: firstly, teachers’ perceptions on the use of the integrated approach in a Luganda language classroom imply that since language learning is a function of social and meaningful classroom interactions learning activities should recognize a teacher as a reflective practitioner, consultant or facilitator of learning rather than an instructor. Secondly, the implementation of the integrated approach in a language classroom would require teachers to be grounded in both practical and theoretical instructional strategies which form a basis for monitoring and engaging learners’ oral and interactive practices. Thirdly, the enhancement of language practices is an outcome of classroom motivation and active interactions which involve creative and critical thinking. Thus, creating and sustaining situations for the enhancement of language practices in a language classroom would require effective branding of learners’ interactive activities with ample opportunities for practice as well as instructional support. Fourthly, considering the perceived challenges in the implementation of the integrated approach, the overall recommendation would be that those challenges need to be resolved if the integrated approach is to be successfully implemented in the context of the Luganda language. An awareness of such challenges provides teachers, educators and policy-makers with insightful ideas in terms of how to manage or change instructional strategies in the classroom.
- Full Text:
- Date Issued: 2017
- Authors: Ssembatya, Henry Hollan
- Date: 2017
- Subjects: Ganda language -- Study and teaching -- Uganda African languages -- Study and teaching , Language acquisition
- Language: English
- Type: Thesis , Doctoral , PhD
- Identifier: http://hdl.handle.net/10948/14422 , vital:27590
- Description: This qualitative study set out to examine how the integrated approach to language teaching led to an enhancement in Luganda language practices in selected ordinary level secondary schools in the Kampala district of Uganda. The study was positioned within an interpretive paradigm, and employed a phenomenological approach in its intention to uncover the lived experiences and common hidden meanings that participants attached to the phenomena. Purposeful sampling was used to identify 30 teachers from 15 schools and 3 inspectors of school curricula who participated in the study. Data generation strategies included personal interviews and observations which were analyzed according to transcendental phenomenological data analysis methods such as bracketing, horizontalization, clustering into themes, textual description, structural description and textual-structural essence of the study. This study is located in the field of language education and informed by the theoretical framework of the cognitive constructivist theory of learning. In terms of the integrated approach in a Luganda language classroom, the findings show firstly, that teachers held positive perceptions towards the integrated approach in a Luganda language classroom and, as such, they perceived it as a basis for teaching language content and literacy practices collectively through various interactive strategies. Secondly, teachers implemented the integrated approach in a Luganda language classroom as a practical-based activity where learners are engaged in tasks which promote meaningful and real communication in the form of content, task-based instruction, literary texts or readers and contextual or experiential learning. Thirdly, findings on the enhancement of language practices in an integrated Luganda language classroom show that if teachers adopted and implemented the principles of the integrated approach, learners would be motivated to acquire not only the four language practices, but also other related practices such as cognitive, social and interpersonal practices which collectively simplify the language use. Lastly, while teachers are aware of what learners could achieve in an integrated Luganda language classroom, findings indicate that they are demotivated by the many challenges in the implementation process which stem from the teachers, the education system, the learners, and the integrated approach itself. The major implications and recommendations of this study’s findings include: firstly, teachers’ perceptions on the use of the integrated approach in a Luganda language classroom imply that since language learning is a function of social and meaningful classroom interactions learning activities should recognize a teacher as a reflective practitioner, consultant or facilitator of learning rather than an instructor. Secondly, the implementation of the integrated approach in a language classroom would require teachers to be grounded in both practical and theoretical instructional strategies which form a basis for monitoring and engaging learners’ oral and interactive practices. Thirdly, the enhancement of language practices is an outcome of classroom motivation and active interactions which involve creative and critical thinking. Thus, creating and sustaining situations for the enhancement of language practices in a language classroom would require effective branding of learners’ interactive activities with ample opportunities for practice as well as instructional support. Fourthly, considering the perceived challenges in the implementation of the integrated approach, the overall recommendation would be that those challenges need to be resolved if the integrated approach is to be successfully implemented in the context of the Luganda language. An awareness of such challenges provides teachers, educators and policy-makers with insightful ideas in terms of how to manage or change instructional strategies in the classroom.
- Full Text:
- Date Issued: 2017
An analysis of the nature of visualisation objects in three Namibian grade 9 mathematics textbooks: a case study in Namibia
- Nghifimule, Selma Ndilipomwene
- Authors: Nghifimule, Selma Ndilipomwene
- Date: 2017
- Language: English
- Type: Thesis , Masters , MEd
- Identifier: http://hdl.handle.net/10962/6334 , vital:21090
- Description: Textbooks are a universal and central element of teaching and learning mathematics (Namibia. Ministry of Education [MoE], 2008). Steenpaß and Steinbring (2014) state that diagrams in mathematics textbooks are often used as Visualisation Objects (VOs) to enhance learning of mathematical concepts. VOs in textbooks are thus important teaching and learning tools (Fotakopoulou and Spiliotopoulou, 2008). This Namibian interpretive case study analysed the nature of VOs used in the three approved grade 9 Namibian mathematics textbooks namely: y=mx+c to success, Maths for Life 9 and Discover Mathematics 9. The VOs were analysed by using an analytical framework adapted from Fotakopoulou and Spiliotopoulou (2008). This analytic tool was specifically used to interrogate the following categories: the type of VOs, the roles of VOs, the relation of VOs to mathematical content, the relation of VOs to reality, and their properties. The 266 VOs under study were collected from the Algebra and Geometry chapters of each book. This study also included survey questionnaires with the 50 selected mathematics teachers, which sought their views and perceptions on the use of the identified VOs. In addition, the authors’ rationale in selecting the identified VOs used in their textbooks was sought through interviews. This research study is part of the “Visualisation in Namibia and Zambia” (VISNAMZA) project which seeks to research the effective use of visualisation processes in the mathematics classroom in Namibia and Zambia (Schäfer, 2015). It is hoped that this study contributes towards improving the quality of textbook evaluations, and design of suitable and more comprehensive assessment procedures in Namibia. It is also hoped that it creates a critical awareness of the roles of VOs in textbooks amongst teachers, inspiring them to help their learners interpret VOs effectively. It should also inspire potential authors to use suitable and appropriate VOs that enhance conceptual teaching and learning of mathematics. The study discovered that most of the VOs used in the selected textbooks align well with the mathematical content. The VOs can help make abstract ideas concrete, stimulate learning, simplify and clarify written texts. In addition, VOs can also be used as a tool for reasoning and an instrument for problem solving. The findings however also indicate that some of the VOs used are not self-explanatory; they are vague, unfamiliar and confusing, leading to misinterpretations by some learners. Another interesting finding was that some of the learners found it difficult to interpret VOs on their own without the help of the teacher.
- Full Text:
- Date Issued: 2017
- Authors: Nghifimule, Selma Ndilipomwene
- Date: 2017
- Language: English
- Type: Thesis , Masters , MEd
- Identifier: http://hdl.handle.net/10962/6334 , vital:21090
- Description: Textbooks are a universal and central element of teaching and learning mathematics (Namibia. Ministry of Education [MoE], 2008). Steenpaß and Steinbring (2014) state that diagrams in mathematics textbooks are often used as Visualisation Objects (VOs) to enhance learning of mathematical concepts. VOs in textbooks are thus important teaching and learning tools (Fotakopoulou and Spiliotopoulou, 2008). This Namibian interpretive case study analysed the nature of VOs used in the three approved grade 9 Namibian mathematics textbooks namely: y=mx+c to success, Maths for Life 9 and Discover Mathematics 9. The VOs were analysed by using an analytical framework adapted from Fotakopoulou and Spiliotopoulou (2008). This analytic tool was specifically used to interrogate the following categories: the type of VOs, the roles of VOs, the relation of VOs to mathematical content, the relation of VOs to reality, and their properties. The 266 VOs under study were collected from the Algebra and Geometry chapters of each book. This study also included survey questionnaires with the 50 selected mathematics teachers, which sought their views and perceptions on the use of the identified VOs. In addition, the authors’ rationale in selecting the identified VOs used in their textbooks was sought through interviews. This research study is part of the “Visualisation in Namibia and Zambia” (VISNAMZA) project which seeks to research the effective use of visualisation processes in the mathematics classroom in Namibia and Zambia (Schäfer, 2015). It is hoped that this study contributes towards improving the quality of textbook evaluations, and design of suitable and more comprehensive assessment procedures in Namibia. It is also hoped that it creates a critical awareness of the roles of VOs in textbooks amongst teachers, inspiring them to help their learners interpret VOs effectively. It should also inspire potential authors to use suitable and appropriate VOs that enhance conceptual teaching and learning of mathematics. The study discovered that most of the VOs used in the selected textbooks align well with the mathematical content. The VOs can help make abstract ideas concrete, stimulate learning, simplify and clarify written texts. In addition, VOs can also be used as a tool for reasoning and an instrument for problem solving. The findings however also indicate that some of the VOs used are not self-explanatory; they are vague, unfamiliar and confusing, leading to misinterpretations by some learners. Another interesting finding was that some of the learners found it difficult to interpret VOs on their own without the help of the teacher.
- Full Text:
- Date Issued: 2017
An analysis of visualization processes used by selected Grade 11 and 12 learners when solving algebraic problems: a Namibian case study
- Authors: Josef, Joseane
- Date: 2017
- Subjects: Visualization , Mathematics -- Study and teaching -- Namibia -- Case studies , Mathematics -- Study and teaching (Secondary) -- Activity programs , Algebra -- Study and teaching (Secondary) -- Namibia -- Case studies
- Language: English
- Type: Thesis , Masters , MEd
- Identifier: http://hdl.handle.net/10962/7843 , vital:21309
- Description: Visualisation is gaining visibility in mathematics education research. It is a powerful tool for solving different types of problems in many areas of mathematics, including Algebra - the mathematical domain of this study. The aim of this case study was to analyse the visualisation processes that selected senior secondary school learners used to solve a set of ten algebraic problems.The research was conducted at a secondary school in the Erongo region of Namibia. This is the school where the researcher is teaching. The sample consisted of six selected learners, three from Grade 11 and three from Grade 12. The learners were purposefully selected to participate in this study based on their mathematics performance in class and their willingness to participate. The participants were video recorded as they worked through the ten items of an Algebraic Visualisation Tasks (AVT) worksheet. They were also interviewed about the visualisation processes they employed when solving each of the tasks. The AVT, the videos and the interviews were analysed with the aid of an adapted visualisation template. The findings of the study show that learners used visualisations in all their problem-solving processes. These visualisations were used for different purposes such as starting points, for illustrative purposes, as organizational tools and as simplification tools. Visualisations as starting points were used when the problem was wordy and had lengthy descriptions and explanations. Illustrative visualisations enabled learners to articulate in their own way mathematical notations, mathematical equations and expressions that they then used to solve the problem. Organizational pictures provided a useful structural framework for solving the problems.This research suggests that the selected participants indeed used visualisation processes to solve algebraic problems. It is thus important for teachers to harness this aid and make the most use of these visualisation processes when teaching Algebra.
- Full Text:
- Date Issued: 2017
- Authors: Josef, Joseane
- Date: 2017
- Subjects: Visualization , Mathematics -- Study and teaching -- Namibia -- Case studies , Mathematics -- Study and teaching (Secondary) -- Activity programs , Algebra -- Study and teaching (Secondary) -- Namibia -- Case studies
- Language: English
- Type: Thesis , Masters , MEd
- Identifier: http://hdl.handle.net/10962/7843 , vital:21309
- Description: Visualisation is gaining visibility in mathematics education research. It is a powerful tool for solving different types of problems in many areas of mathematics, including Algebra - the mathematical domain of this study. The aim of this case study was to analyse the visualisation processes that selected senior secondary school learners used to solve a set of ten algebraic problems.The research was conducted at a secondary school in the Erongo region of Namibia. This is the school where the researcher is teaching. The sample consisted of six selected learners, three from Grade 11 and three from Grade 12. The learners were purposefully selected to participate in this study based on their mathematics performance in class and their willingness to participate. The participants were video recorded as they worked through the ten items of an Algebraic Visualisation Tasks (AVT) worksheet. They were also interviewed about the visualisation processes they employed when solving each of the tasks. The AVT, the videos and the interviews were analysed with the aid of an adapted visualisation template. The findings of the study show that learners used visualisations in all their problem-solving processes. These visualisations were used for different purposes such as starting points, for illustrative purposes, as organizational tools and as simplification tools. Visualisations as starting points were used when the problem was wordy and had lengthy descriptions and explanations. Illustrative visualisations enabled learners to articulate in their own way mathematical notations, mathematical equations and expressions that they then used to solve the problem. Organizational pictures provided a useful structural framework for solving the problems.This research suggests that the selected participants indeed used visualisation processes to solve algebraic problems. It is thus important for teachers to harness this aid and make the most use of these visualisation processes when teaching Algebra.
- Full Text:
- Date Issued: 2017
An analysis on role of judges in interpreting tax legislation
- Authors: Chanhuwa, Mildred Kudzanai
- Date: 2017
- Subjects: Taxation -- Law and legislation -- South Africa , Law -- South Africa , Judicial discretion -- South Africa , Judicial opinion -- South Africa , Judges -- Attitudes -- South Africa , South Africa. Constitution of the Republic of South Africa, 1996
- Language: English
- Type: Thesis , Masters , MCom
- Identifier: http://hdl.handle.net/10962/4289 , vital:20644
- Description: This thesis focusses on the role of judges as interpreters of tax legislation. It examines the role of judges by analysing how the perceptions of judges can impact on how they interpret legislation. It also analyses various other factors that play a role when judges interpret legislation, in an effort to answer the question to what extent do philosophical theories and interpretative approaches explain the role of judges as interpreters? Jurisprudential theories such as the natural law theory, positivist theories, and American realist theories are used to analyse how judges interpret and how theorists think judges should play their interpretational role. It is noted that in pre-constitutional South Africa the courts followed a positivist paradigm; as a result, the judges used a strict literal approach to interpretation. The new Constitution brought a change in the jurisprudential paradigm accepted in South Africa and has transformed how judges perceive and carry out their role as interpreters of legislation. Judges have now adopted the purposive value-laden approach as authoritative. As custodians of the Constitution, judges should interpret provisions against the values imposed by it. The purposive value-laden interpretational approach allows judges to take into account more considerations and to weigh a provision against the constitutional values. Other issues discussed pertain to how institutional guidelines such as the doctrine of precedent and separation of powers, to a lesser extent, play a role in how judges interpret the law. It is demonstrated that the doctrine of precedent does not limit the role of judges but rather contributes to maintaining certainty, predictability and coherence in the legal system. It is also noted that judicial discretion is the mechanism by which judges use extra-legal factors such as public policy and moral considerations to assist in interpreting legislation.
- Full Text:
- Date Issued: 2017
- Authors: Chanhuwa, Mildred Kudzanai
- Date: 2017
- Subjects: Taxation -- Law and legislation -- South Africa , Law -- South Africa , Judicial discretion -- South Africa , Judicial opinion -- South Africa , Judges -- Attitudes -- South Africa , South Africa. Constitution of the Republic of South Africa, 1996
- Language: English
- Type: Thesis , Masters , MCom
- Identifier: http://hdl.handle.net/10962/4289 , vital:20644
- Description: This thesis focusses on the role of judges as interpreters of tax legislation. It examines the role of judges by analysing how the perceptions of judges can impact on how they interpret legislation. It also analyses various other factors that play a role when judges interpret legislation, in an effort to answer the question to what extent do philosophical theories and interpretative approaches explain the role of judges as interpreters? Jurisprudential theories such as the natural law theory, positivist theories, and American realist theories are used to analyse how judges interpret and how theorists think judges should play their interpretational role. It is noted that in pre-constitutional South Africa the courts followed a positivist paradigm; as a result, the judges used a strict literal approach to interpretation. The new Constitution brought a change in the jurisprudential paradigm accepted in South Africa and has transformed how judges perceive and carry out their role as interpreters of legislation. Judges have now adopted the purposive value-laden approach as authoritative. As custodians of the Constitution, judges should interpret provisions against the values imposed by it. The purposive value-laden interpretational approach allows judges to take into account more considerations and to weigh a provision against the constitutional values. Other issues discussed pertain to how institutional guidelines such as the doctrine of precedent and separation of powers, to a lesser extent, play a role in how judges interpret the law. It is demonstrated that the doctrine of precedent does not limit the role of judges but rather contributes to maintaining certainty, predictability and coherence in the legal system. It is also noted that judicial discretion is the mechanism by which judges use extra-legal factors such as public policy and moral considerations to assist in interpreting legislation.
- Full Text:
- Date Issued: 2017
An analysis on the re-emergence of SQL Slammer worm using network telescope data
- Chindipha, Stones D, Irwin, Barry V W
- Authors: Chindipha, Stones D , Irwin, Barry V W
- Date: 2017
- Language: English
- Type: text , article
- Identifier: http://hdl.handle.net/10962/428326 , vital:72503 , https://researchspace.csir.co.za/dspace/bitstream/handle/10204/9705/Chindipha_19658_2017.pdf?sequence=1ansisAllowed=y
- Description: The SQL Slammer worm is a self propagated computer virus that caused a denial of service on some Internet hosts and dramatically slowed down general Internet traffic. An observation of network traffic captured in the Rhodes University’s network telescopes shows that traf-fic observed in it shows an escalation in the number of packets cap-tured by the telescopes between January 2014 and December 2016 when the expected traffic was meant to take a constant decline in UDP packets from port 1434. Using data captured over a period of 84 months, the analysis done in this study identified top ten /24 source IP addresses that Slammer worm repeatedly used for this attack together with their geolocation. It also shows the trend of UDP 1434 packets re-ceived by the two network telescopes from January 2009 to December 2015. In line with epidemic model, the paper has shown how this traffic fits in as SQL Slammer worm attack. Consistent number of packets ob-served in the two telescopes between 2014 and 2016 shows qualities of the Slammer worm attack. Basic time series and decomposition of additive time series graphs have been used to show trend and ob-served UDP packets over the time frame of study.
- Full Text:
- Date Issued: 2017
- Authors: Chindipha, Stones D , Irwin, Barry V W
- Date: 2017
- Language: English
- Type: text , article
- Identifier: http://hdl.handle.net/10962/428326 , vital:72503 , https://researchspace.csir.co.za/dspace/bitstream/handle/10204/9705/Chindipha_19658_2017.pdf?sequence=1ansisAllowed=y
- Description: The SQL Slammer worm is a self propagated computer virus that caused a denial of service on some Internet hosts and dramatically slowed down general Internet traffic. An observation of network traffic captured in the Rhodes University’s network telescopes shows that traf-fic observed in it shows an escalation in the number of packets cap-tured by the telescopes between January 2014 and December 2016 when the expected traffic was meant to take a constant decline in UDP packets from port 1434. Using data captured over a period of 84 months, the analysis done in this study identified top ten /24 source IP addresses that Slammer worm repeatedly used for this attack together with their geolocation. It also shows the trend of UDP 1434 packets re-ceived by the two network telescopes from January 2009 to December 2015. In line with epidemic model, the paper has shown how this traffic fits in as SQL Slammer worm attack. Consistent number of packets ob-served in the two telescopes between 2014 and 2016 shows qualities of the Slammer worm attack. Basic time series and decomposition of additive time series graphs have been used to show trend and ob-served UDP packets over the time frame of study.
- Full Text:
- Date Issued: 2017
An appraisal of the role of the National Rural Youth Service Corps in youth development in peri-urban Buffalo City Metropolitan Municipality, South Africa
- Authors: Noruka, Asanda
- Date: 2017
- Subjects: Youth -- Employment Youth development -- South Africa
- Language: English
- Type: Thesis , Masters , MSoc
- Identifier: http://hdl.handle.net/10353/5795 , vital:29395
- Description: Youth unemployment is a global problem, but more-so in Southern globally positioned countries such as South Africa. The government of South Africa has implemented different interventions that attempt to alleviate national youth unemployment. Some of these programmes, such as the National Rural Youth Service Corps (NARYSEC), specifically target youth in rural and peri-urban areas. NARYSEC aims to develop skills of the youth in rural and peri-urban areas as well as assist in rural development. Despite the introduction of NARYSEC, unemployment among the youth continues to be a problem. Against this background, this study sought to examine rural youth and development interventions implemented by NARYSEC in peri-urban Buffalo City Metropolitan Municipality. Furthermore, the study assessed the extent to which NARYSEC interventions are contributing to rural youth and development in peri-urban Buffalo City Metropolitan Municipality. Lastly, the study examined the limitations of NARYSEC interventions in peri-urban youth development. To achieve the above objectives, the study used a qualitative research approach. The sampling procedure was purposive as the research required specific participants who have gone through NARYSEC training. A total of 24 respondents were eventually selected. In-depth, semi-structured interviews and key informant interviews were the primary data collection tools. Some of the main findings are that NARYSEC provides various skills training programmes which prepare young people for the labour market. NARYSEC interventions are also helping communities to reduce crime through providing youth employment opportunities. Furthermore, some youth actively participate in rural development projects such as rehabilitation of local clinics and construction projects. However, the study also found that there are a number of limitations and challenges that are experienced in the implementation of the NARYSEC programme. These challenges include lack of strategic planning in the programme, irregular stipend payments, strained professional relationships between NARYSEC programme facilitators and youth participants, limited passion and commitment to the programme by both youth participants and facilitators.
- Full Text:
- Date Issued: 2017
- Authors: Noruka, Asanda
- Date: 2017
- Subjects: Youth -- Employment Youth development -- South Africa
- Language: English
- Type: Thesis , Masters , MSoc
- Identifier: http://hdl.handle.net/10353/5795 , vital:29395
- Description: Youth unemployment is a global problem, but more-so in Southern globally positioned countries such as South Africa. The government of South Africa has implemented different interventions that attempt to alleviate national youth unemployment. Some of these programmes, such as the National Rural Youth Service Corps (NARYSEC), specifically target youth in rural and peri-urban areas. NARYSEC aims to develop skills of the youth in rural and peri-urban areas as well as assist in rural development. Despite the introduction of NARYSEC, unemployment among the youth continues to be a problem. Against this background, this study sought to examine rural youth and development interventions implemented by NARYSEC in peri-urban Buffalo City Metropolitan Municipality. Furthermore, the study assessed the extent to which NARYSEC interventions are contributing to rural youth and development in peri-urban Buffalo City Metropolitan Municipality. Lastly, the study examined the limitations of NARYSEC interventions in peri-urban youth development. To achieve the above objectives, the study used a qualitative research approach. The sampling procedure was purposive as the research required specific participants who have gone through NARYSEC training. A total of 24 respondents were eventually selected. In-depth, semi-structured interviews and key informant interviews were the primary data collection tools. Some of the main findings are that NARYSEC provides various skills training programmes which prepare young people for the labour market. NARYSEC interventions are also helping communities to reduce crime through providing youth employment opportunities. Furthermore, some youth actively participate in rural development projects such as rehabilitation of local clinics and construction projects. However, the study also found that there are a number of limitations and challenges that are experienced in the implementation of the NARYSEC programme. These challenges include lack of strategic planning in the programme, irregular stipend payments, strained professional relationships between NARYSEC programme facilitators and youth participants, limited passion and commitment to the programme by both youth participants and facilitators.
- Full Text:
- Date Issued: 2017
An appraisal of the role of the universities in city development : a case study of the University of Fort Hare in East London, South Africa
- Authors: Sibanda, Sipho
- Date: 2017
- Subjects: Community and college -- South Africa -- Eastern Cape Community development, Urban -- South Africa -- Eastern Cape City planning -- South Africa -- Eastern Cape
- Language: English
- Type: Thesis , Masters , MSoc
- Identifier: http://hdl.handle.net/10353/5499 , vital:29283
- Description: The role of universities in contributing to the development of their host cities is a subject of ongoing scholarly debate. This is because the contemporary complex and competitive economic and technological global environment requires rapid adaptation to shifting opportunities and constraints in a global knowledge economy. Higher education has thus become an engine of development for cities and nations in the developing world. In line with this global trend, the South African government has thus mandated higher education institutions to play a more active role in addressing the development needs of the country. Within this context, this study therefore embarked on an appraisal of the University of Fort Hare’s (UFH) contribution to the development of its host city, East London in South Africa. The study employed a qualitative approach and used semi structured interviews as a primary data collection tool. The sampling technique was purposive sampling as the study targeted key respondents that had rich information about their departments and organisations. The study found that the university interacts with the city on a number of platforms and advisory boards established by some university departments. The main contribution was realised through relevant research carried out by academics in different departments within the city which informs developmental policy for the local government and contributes positively to the private sector. The University of Fort Hare also serves as a major labour supplier for both the public and private sector. The study however established that UFH is not producing technical graduates which are a critical skill in the private sector, specifically in the automotive industry which is the back bone of the city. This skills gap presents an opportunity for the university to expand its programmes so as to address the needs of private industry. In terms of policy, the study recommends the need for a convener or an intermediary to champion collaboration of the university with the city and the private sector.
- Full Text:
- Date Issued: 2017
- Authors: Sibanda, Sipho
- Date: 2017
- Subjects: Community and college -- South Africa -- Eastern Cape Community development, Urban -- South Africa -- Eastern Cape City planning -- South Africa -- Eastern Cape
- Language: English
- Type: Thesis , Masters , MSoc
- Identifier: http://hdl.handle.net/10353/5499 , vital:29283
- Description: The role of universities in contributing to the development of their host cities is a subject of ongoing scholarly debate. This is because the contemporary complex and competitive economic and technological global environment requires rapid adaptation to shifting opportunities and constraints in a global knowledge economy. Higher education has thus become an engine of development for cities and nations in the developing world. In line with this global trend, the South African government has thus mandated higher education institutions to play a more active role in addressing the development needs of the country. Within this context, this study therefore embarked on an appraisal of the University of Fort Hare’s (UFH) contribution to the development of its host city, East London in South Africa. The study employed a qualitative approach and used semi structured interviews as a primary data collection tool. The sampling technique was purposive sampling as the study targeted key respondents that had rich information about their departments and organisations. The study found that the university interacts with the city on a number of platforms and advisory boards established by some university departments. The main contribution was realised through relevant research carried out by academics in different departments within the city which informs developmental policy for the local government and contributes positively to the private sector. The University of Fort Hare also serves as a major labour supplier for both the public and private sector. The study however established that UFH is not producing technical graduates which are a critical skill in the private sector, specifically in the automotive industry which is the back bone of the city. This skills gap presents an opportunity for the university to expand its programmes so as to address the needs of private industry. In terms of policy, the study recommends the need for a convener or an intermediary to champion collaboration of the university with the city and the private sector.
- Full Text:
- Date Issued: 2017
An arts based comparative study of pre-service teachers' perceptions of lecturers' engagement with a humanizing pedagogy
- Authors: Wafula, Josphat Gamba
- Date: 2017
- Subjects: Teacher-student relationships -- South Africa , Teacher-student relationships -- Kenya Teachers college graduates -- South Africa Teachers college graduates -- Kenya Teachers -- Training of -- South Africa Teachers -- Training of -- Kenya
- Language: English
- Type: Thesis , Masters , MEd
- Identifier: http://hdl.handle.net/10948/20162 , vital:29148
- Description: The tenet of this study was to elicit pre-service teachers’ insights, thoughts and opinions on their perceptions of lecturers’ engagement with a humanizing pedagogy through the analysis of the participants’ role plays, focused group interviews and written narratives. For the purposes of this study a qualitative approach was adopted employing a multiple case study design that focused on two African institutions; one in Kenya (University M) and one in South Africa (University N), involving 3rd year pre-service teachers in the intermediate phase programme of study. The accumulated data were coded, integrated and analyzed thematically. The findings revealed that although there are lectures who make concerted efforts to embrace humanizing pedagogy in their teaching and create opportunities for interactive learning, most of the teaching is concerned with the issuing of communiqués prepared by others with little input from students thereby leading to a one-way communication process, which denies students of a voice. One-way dialogue excludes the students from critical participation as highlighted by the participants in the study. Furthermore, the findings emerging from the study revealed that the participants perceived the humanizing pedagogy as key to facilitating a safe and friendly learning environment; a strategy that affirms interactive engagement and one which favors a learner-centered approach inclusive of positive pedagogical practices and approaches. The findings of the study also revealed that the dehumanizing experiences that participants had to contend with focused predominantly on the teachers’ obsession with banking education which the participants believed stifled the development of critical consciousness. It is hoped that the findings emerging from this study will inform an understanding and need for dialogue since the study provides valuable insights into the personal and professional transformation which can take place in the lecture rooms. Furthermore, the study has the potential to inform Kenyan and South African teacher education programs with a view to improving teaching practices and approaches that have the potential to stimulate critical and creative thinking through active participation, dialogue and interactive meaning-making.
- Full Text:
- Date Issued: 2017
- Authors: Wafula, Josphat Gamba
- Date: 2017
- Subjects: Teacher-student relationships -- South Africa , Teacher-student relationships -- Kenya Teachers college graduates -- South Africa Teachers college graduates -- Kenya Teachers -- Training of -- South Africa Teachers -- Training of -- Kenya
- Language: English
- Type: Thesis , Masters , MEd
- Identifier: http://hdl.handle.net/10948/20162 , vital:29148
- Description: The tenet of this study was to elicit pre-service teachers’ insights, thoughts and opinions on their perceptions of lecturers’ engagement with a humanizing pedagogy through the analysis of the participants’ role plays, focused group interviews and written narratives. For the purposes of this study a qualitative approach was adopted employing a multiple case study design that focused on two African institutions; one in Kenya (University M) and one in South Africa (University N), involving 3rd year pre-service teachers in the intermediate phase programme of study. The accumulated data were coded, integrated and analyzed thematically. The findings revealed that although there are lectures who make concerted efforts to embrace humanizing pedagogy in their teaching and create opportunities for interactive learning, most of the teaching is concerned with the issuing of communiqués prepared by others with little input from students thereby leading to a one-way communication process, which denies students of a voice. One-way dialogue excludes the students from critical participation as highlighted by the participants in the study. Furthermore, the findings emerging from the study revealed that the participants perceived the humanizing pedagogy as key to facilitating a safe and friendly learning environment; a strategy that affirms interactive engagement and one which favors a learner-centered approach inclusive of positive pedagogical practices and approaches. The findings of the study also revealed that the dehumanizing experiences that participants had to contend with focused predominantly on the teachers’ obsession with banking education which the participants believed stifled the development of critical consciousness. It is hoped that the findings emerging from this study will inform an understanding and need for dialogue since the study provides valuable insights into the personal and professional transformation which can take place in the lecture rooms. Furthermore, the study has the potential to inform Kenyan and South African teacher education programs with a view to improving teaching practices and approaches that have the potential to stimulate critical and creative thinking through active participation, dialogue and interactive meaning-making.
- Full Text:
- Date Issued: 2017
An assessment of asset based community development as a paradigm to promote ownership to communities of Nkonkobe Local Municipality in the Eastern Cape
- Authors: Kapayi, Nceba Isaac
- Date: 2017
- Subjects: Community development -- South Africa -- Eastern Cape , Sustainable development -- Research -- South Africa -- Eastern Cape Economic development -- South Africa -- Eastern Cape Local government -- South Africa -- Eastern Cape
- Language: English
- Type: Thesis , Masters , MPA
- Identifier: http://hdl.handle.net/10948/17788 , vital:28454
- Description: Local economic development has received a lot of attention as a mechanism of community empowerment and poverty alleviation globally. However, great concerns still exist due to the limited sustainability of some of the community-based projects. This study investigates the application of the Asset Based Community Development approach in the Nkonkobe Municipality in the Eastern Cape Province. The study examines the access and utilisation of assets and skills by members of the community. Adopting a qualitative research design, data was collected through questionnaire collected through questionnaire.
- Full Text:
- Date Issued: 2017
- Authors: Kapayi, Nceba Isaac
- Date: 2017
- Subjects: Community development -- South Africa -- Eastern Cape , Sustainable development -- Research -- South Africa -- Eastern Cape Economic development -- South Africa -- Eastern Cape Local government -- South Africa -- Eastern Cape
- Language: English
- Type: Thesis , Masters , MPA
- Identifier: http://hdl.handle.net/10948/17788 , vital:28454
- Description: Local economic development has received a lot of attention as a mechanism of community empowerment and poverty alleviation globally. However, great concerns still exist due to the limited sustainability of some of the community-based projects. This study investigates the application of the Asset Based Community Development approach in the Nkonkobe Municipality in the Eastern Cape Province. The study examines the access and utilisation of assets and skills by members of the community. Adopting a qualitative research design, data was collected through questionnaire collected through questionnaire.
- Full Text:
- Date Issued: 2017
An assessment of community consultation and participation: a case study of the Umhlontlo Local Municipality
- Authors: Sondaba, Nomakhaya Princess
- Date: 2017
- Subjects: Local government -- South Africa -- Eastern Cape -- Citizen participation Political participation -- South Africa -- Eastern Cape
- Language: English
- Type: Thesis , Masters , MA
- Identifier: http://hdl.handle.net/10948/14389 , vital:27580
- Description: South African municipalities have often been labelled as failing in the provision of services to local communities. These allegations include poor governance, mal administration, corruption and poor delivery of services to where they are needed most. Certain municipalities, however, are unable to deliver sufficient services to the communities of their geographic areas due to mal administration, political interference and corruption. This study is about the analysis of Community Participation and Consultation in Local Government, using the Umhlontlo Local Municipality as a case study. The focus of the study was on the participation of communities in the decision making processes of their local municipalities. The issue of community participation in decision making has been receiving attention in South Africa, from both government and civil society sectors. Only 50% of the areas are receiving running water, enjoying electricity and living in RDP houses. Government in many parts of the world has begun to take a fresh look at the need for public participation in the decision making process. The main problem that will be addressed in this study, is the extent to which communities can be involved in the decision making process in the Umhlontlo Local Municipality. To address this research problem and to achieve the aim of this study, an in-depth review of the literature on decision making was conducted. The empirical research was done by distributing self-administered questionnaires to the participants in Umhlontlo Local Municipality. The research findings will reveal that there is poor community consultation. This report presents the findings of a study conducted to identify the strategies and consultation structures used in the participation of communities in the decision making processes. Measures of effectiveness of these strategies are also indicated in the report. A key indicator of the need for this study was triggered by the non-attendance of the communities in the IDP (Define IDP – Integrated Development Plan) road shows and also by the complaints of a serious lack in service delivery. It was also noted that there was little understanding of the IDP concept & documentation. The results of this study also show that the communities do not fully participate in the development planning processes. The researcher hopes that this study will sensitize the communities to participate in the affairs of their development so as to accelerate progress in communities, which will further improve the quality of their lives.
- Full Text:
- Date Issued: 2017
- Authors: Sondaba, Nomakhaya Princess
- Date: 2017
- Subjects: Local government -- South Africa -- Eastern Cape -- Citizen participation Political participation -- South Africa -- Eastern Cape
- Language: English
- Type: Thesis , Masters , MA
- Identifier: http://hdl.handle.net/10948/14389 , vital:27580
- Description: South African municipalities have often been labelled as failing in the provision of services to local communities. These allegations include poor governance, mal administration, corruption and poor delivery of services to where they are needed most. Certain municipalities, however, are unable to deliver sufficient services to the communities of their geographic areas due to mal administration, political interference and corruption. This study is about the analysis of Community Participation and Consultation in Local Government, using the Umhlontlo Local Municipality as a case study. The focus of the study was on the participation of communities in the decision making processes of their local municipalities. The issue of community participation in decision making has been receiving attention in South Africa, from both government and civil society sectors. Only 50% of the areas are receiving running water, enjoying electricity and living in RDP houses. Government in many parts of the world has begun to take a fresh look at the need for public participation in the decision making process. The main problem that will be addressed in this study, is the extent to which communities can be involved in the decision making process in the Umhlontlo Local Municipality. To address this research problem and to achieve the aim of this study, an in-depth review of the literature on decision making was conducted. The empirical research was done by distributing self-administered questionnaires to the participants in Umhlontlo Local Municipality. The research findings will reveal that there is poor community consultation. This report presents the findings of a study conducted to identify the strategies and consultation structures used in the participation of communities in the decision making processes. Measures of effectiveness of these strategies are also indicated in the report. A key indicator of the need for this study was triggered by the non-attendance of the communities in the IDP (Define IDP – Integrated Development Plan) road shows and also by the complaints of a serious lack in service delivery. It was also noted that there was little understanding of the IDP concept & documentation. The results of this study also show that the communities do not fully participate in the development planning processes. The researcher hopes that this study will sensitize the communities to participate in the affairs of their development so as to accelerate progress in communities, which will further improve the quality of their lives.
- Full Text:
- Date Issued: 2017
An assessment of industrial development zones in growing SMMEs: the East London industrial development zone case
- Authors: Tinta, Akhona Nelisa
- Date: 2017
- Subjects: Small business -- South Africa -- East London -- Growth Economic development -- South Africa -- East London , Industrial development projects -- South Africa -- East London Business enterprises
- Language: English
- Type: Thesis , Masters , MBA
- Identifier: http://hdl.handle.net/10948/21427 , vital:29516
- Description: The small, medium and micro enterprises sector in South Africa is critical in addressing poverty, job creation and social instability inherited by the democratic government. The transformation of the economy has seen various pieces of legislation being enacted in order to promote a favourable environment for the growth of the SMME sector. As such, instruments such as the Industrial Development Zones were put in place to facilitate investment, create jobs and promote exports with one of the main objectives to grow the SMME sector. In this study, the case of the East London Industrial Development Zone (ELIDZ) in supporting the growth of the SMME sector in economic growth and addressing socio-economic challenges was analysed. The exploratory qualitative research methodology was used in the study. Structured questionnaires and a semi-structured interview guide were used to collect data from the 49 identified participants and an Executive Management representative from the ELIDZ in order to present the data obtained precisely. The study recommends that an integrated model of SMME growth by the private and public sector be developed in ensuring that there are clear expectations on the determinants of growth for the sector. In addition, the Buffalo City Metropolitan Municipality must have in place a consolidated database of SMMEs in order for the private and public institutions to elect the SMMEs which can be participants in their SMME development programmes.
- Full Text:
- Date Issued: 2017
- Authors: Tinta, Akhona Nelisa
- Date: 2017
- Subjects: Small business -- South Africa -- East London -- Growth Economic development -- South Africa -- East London , Industrial development projects -- South Africa -- East London Business enterprises
- Language: English
- Type: Thesis , Masters , MBA
- Identifier: http://hdl.handle.net/10948/21427 , vital:29516
- Description: The small, medium and micro enterprises sector in South Africa is critical in addressing poverty, job creation and social instability inherited by the democratic government. The transformation of the economy has seen various pieces of legislation being enacted in order to promote a favourable environment for the growth of the SMME sector. As such, instruments such as the Industrial Development Zones were put in place to facilitate investment, create jobs and promote exports with one of the main objectives to grow the SMME sector. In this study, the case of the East London Industrial Development Zone (ELIDZ) in supporting the growth of the SMME sector in economic growth and addressing socio-economic challenges was analysed. The exploratory qualitative research methodology was used in the study. Structured questionnaires and a semi-structured interview guide were used to collect data from the 49 identified participants and an Executive Management representative from the ELIDZ in order to present the data obtained precisely. The study recommends that an integrated model of SMME growth by the private and public sector be developed in ensuring that there are clear expectations on the determinants of growth for the sector. In addition, the Buffalo City Metropolitan Municipality must have in place a consolidated database of SMMEs in order for the private and public institutions to elect the SMMEs which can be participants in their SMME development programmes.
- Full Text:
- Date Issued: 2017
An assessment of municipal performance assessment system as a tool to improve performance in Ngqushwa local municipality in the Eastern Cape
- Authors: Batayi, Nokuthula
- Date: 2017
- Subjects: Performance -- Evaluation Local government -- South Africa -- Eastern Cape Public administration -- South Africa -- Eastern Cape
- Language: English
- Type: Thesis , Masters , MPA
- Identifier: http://hdl.handle.net/10353/13436 , vital:39661
- Description: Monitoring and evaluation is a key contributing factor in the accomplishment of the vision, mission and strategic goals of the department. It is an on-going communication, undertaken in partnership between employees and their immediate supervisors. This research study focused on assessing the performance management system as a tool to improve performance in Ngqushwa Local Municipality. It has been found that Ngqushwa Local Municipality has undertaken measures to implement the performance management system which is aligned with legislative frameworks i.e. Republic of South African Constitution of 1996, Municipal Systems Act 32 of 2000, Municipal Structures Act 117 of 1998, Municipal Finance Management Act 56 of 2003, Public Service Regulation 2001, and Monitoring and Evaluation Frameworks. However, the research findings showed that such efforts were not sufficient in terms of implementation of Performance Management System. The study suggested that 1) the system should also accommodate employees who are in lower levels as way to strengthen the implementation of the system; 2) Involvement of stakeholders should be prioritised so as to promote ownership of the system 3) Continuous training of employees and feedback should also be considered.
- Full Text:
- Date Issued: 2017
- Authors: Batayi, Nokuthula
- Date: 2017
- Subjects: Performance -- Evaluation Local government -- South Africa -- Eastern Cape Public administration -- South Africa -- Eastern Cape
- Language: English
- Type: Thesis , Masters , MPA
- Identifier: http://hdl.handle.net/10353/13436 , vital:39661
- Description: Monitoring and evaluation is a key contributing factor in the accomplishment of the vision, mission and strategic goals of the department. It is an on-going communication, undertaken in partnership between employees and their immediate supervisors. This research study focused on assessing the performance management system as a tool to improve performance in Ngqushwa Local Municipality. It has been found that Ngqushwa Local Municipality has undertaken measures to implement the performance management system which is aligned with legislative frameworks i.e. Republic of South African Constitution of 1996, Municipal Systems Act 32 of 2000, Municipal Structures Act 117 of 1998, Municipal Finance Management Act 56 of 2003, Public Service Regulation 2001, and Monitoring and Evaluation Frameworks. However, the research findings showed that such efforts were not sufficient in terms of implementation of Performance Management System. The study suggested that 1) the system should also accommodate employees who are in lower levels as way to strengthen the implementation of the system; 2) Involvement of stakeholders should be prioritised so as to promote ownership of the system 3) Continuous training of employees and feedback should also be considered.
- Full Text:
- Date Issued: 2017
An assessment of public participation strategies: the case of Nyandeni Local Municipality
- Authors: Bambeni, Mbulelo
- Date: 2017
- Subjects: Public administration -- South Africa -- Eastern Cape -- Citizen participation Local government -- South Africa -- Eastern Cape
- Language: English
- Type: Thesis , Masters , MPA
- Identifier: http://hdl.handle.net/10948/17470 , vital:28343
- Description: This study assessed the public participation strategies from the perspective of local government governance in encouraging community participation with specific reference to the Nyandeni Local Municipality (NLM). The research was based on the assumption that one of the biggest challenges facing most municipalities in South Africa is the lack of effective public participation strategies which results in service delivery protest actions. As a local municipality, the NLM has been entrusted with the responsibility to promote and encourage community participation.. . The purpose of the research study was to investigate and observe the public participation strategies with specific reference to the Nyandeni Local Municipality. The assessment of the public participation strategies of the NLM will therefore be fundamentally descriptive, but highly exploratory in nature. This research employed the quantitative method. An empirical survey was employed for purposes of the study and the research findings are described, interpreted, and analysed. Data was collected by way of a suitably constructed questionnaire which was administered to the ward committee members. The research has established that there is a good public participation approach in place but its functioning is inadequate, the ward committee members have little understanding of their roles and responsibilities in terms of the implementation of the public participation strategy, and they have failed to facilitate communication between the Municipality and the community. There was also an indication that the service delivery protest actions were fuelled by political motives and certain challenges and not solely by a lack of an effective public participation. In addition, the language used by the Municipality is mostly not understandable to the community as a whole. This research also identifies the strengths and the weaknesses of the public participation strategies as these are regarded as critical in promoting successful local democracy. It is envisaged that this research will assist the Nyandeni Municipality, and other municipalities country-wide to identify challenges with which they are faced and to deal with these accordingly in terms of the objectives identified in the public participation strategies. Furthermore, this research study envisages promoting effective public participation strategies within the Nyandeni Local Municipality as well as improving the efficiency and effectiveness of service delivery that will ensure communities of their well-being and dignity. Various recommendations are presented, based on the findings, primarily from the literature review and empirical survey, on how the existing status quo of the NLM can be changed to enhance public participation. If these recommendations are adopted, the Nyandeni LM will be able to develop and implement effective public participation strategies.
- Full Text:
- Date Issued: 2017
- Authors: Bambeni, Mbulelo
- Date: 2017
- Subjects: Public administration -- South Africa -- Eastern Cape -- Citizen participation Local government -- South Africa -- Eastern Cape
- Language: English
- Type: Thesis , Masters , MPA
- Identifier: http://hdl.handle.net/10948/17470 , vital:28343
- Description: This study assessed the public participation strategies from the perspective of local government governance in encouraging community participation with specific reference to the Nyandeni Local Municipality (NLM). The research was based on the assumption that one of the biggest challenges facing most municipalities in South Africa is the lack of effective public participation strategies which results in service delivery protest actions. As a local municipality, the NLM has been entrusted with the responsibility to promote and encourage community participation.. . The purpose of the research study was to investigate and observe the public participation strategies with specific reference to the Nyandeni Local Municipality. The assessment of the public participation strategies of the NLM will therefore be fundamentally descriptive, but highly exploratory in nature. This research employed the quantitative method. An empirical survey was employed for purposes of the study and the research findings are described, interpreted, and analysed. Data was collected by way of a suitably constructed questionnaire which was administered to the ward committee members. The research has established that there is a good public participation approach in place but its functioning is inadequate, the ward committee members have little understanding of their roles and responsibilities in terms of the implementation of the public participation strategy, and they have failed to facilitate communication between the Municipality and the community. There was also an indication that the service delivery protest actions were fuelled by political motives and certain challenges and not solely by a lack of an effective public participation. In addition, the language used by the Municipality is mostly not understandable to the community as a whole. This research also identifies the strengths and the weaknesses of the public participation strategies as these are regarded as critical in promoting successful local democracy. It is envisaged that this research will assist the Nyandeni Municipality, and other municipalities country-wide to identify challenges with which they are faced and to deal with these accordingly in terms of the objectives identified in the public participation strategies. Furthermore, this research study envisages promoting effective public participation strategies within the Nyandeni Local Municipality as well as improving the efficiency and effectiveness of service delivery that will ensure communities of their well-being and dignity. Various recommendations are presented, based on the findings, primarily from the literature review and empirical survey, on how the existing status quo of the NLM can be changed to enhance public participation. If these recommendations are adopted, the Nyandeni LM will be able to develop and implement effective public participation strategies.
- Full Text:
- Date Issued: 2017
An assessment of public-private partnerships as a strategy for effective delivery of primary health care in the Eastern Cape - the case of Frere Hospital
- Authors: Gqobana, Sicelo Hamilton
- Date: 2017
- Subjects: Frere Hospital Public-private sector cooperation Primary health care
- Language: English
- Type: Thesis , Masters , MPA
- Identifier: http://hdl.handle.net/10353/12892 , vital:39388
- Description: The development of public-private partnerships (PPPs) around the world has urged governments to look at alternative service delivery methods because of increased pressures on government budgets. Public-private partnerships present governments with means of generating private funds for health service delivery whilst government manages the relationship via a negotiated PPP agreement to monitor the quality of services rendered. Different PPP models are applied all over the world depending on the specific needs of countries. Different factors impact on the success of these partnerships and it is essential that government shares knowledge and best practices. This study has showed that in order for basic primary healthcare to be effective in terms of service delivery, PPPs should be considered. The legislative framework is a critical factor in the advancement of PPP procurement and the allocation of risk as an important consideration when pursuing this type of procurement. In the health sector of the Eastern Cape Province in South Africa, there are PPPs that exist; they were the first of their kind. The study examined a tertiary hospital in East London which does not necessarily provide basic healthcare but needs to improve service delivery, although there has been some improvement from 2013 to date. The hospital in question was the Frere Hospital and the study assessed a public-private partnership as a strategy for effective delivery of basic primary healthcare in this hospital in the Eastern Cape. Interviews with the sample participants comprising mainly of managers at Frere Hospital, revealed that Frere had been ‘in tatters’ with a bad reputation before 2013, and even though there were improvements afterwards, some targets were still not met. The study came up with the following recommendations: there should be training of managers and other officials on the importance of PPPs in improving service delivery at Frere; there should be some kind of a PPP at Frere to improve productivity; officials and not only managers must understand the importance of PPPs; certain methods/processes and mechanisms need to be developed to overcome challenges in terms of service delivery that the Department of Health and Frere are still facing; officials must understand that through a PPP service delivery can improve significantly; and a need exists for sound annual plans with targets that show how the annual targets will be achieved.
- Full Text:
- Date Issued: 2017
- Authors: Gqobana, Sicelo Hamilton
- Date: 2017
- Subjects: Frere Hospital Public-private sector cooperation Primary health care
- Language: English
- Type: Thesis , Masters , MPA
- Identifier: http://hdl.handle.net/10353/12892 , vital:39388
- Description: The development of public-private partnerships (PPPs) around the world has urged governments to look at alternative service delivery methods because of increased pressures on government budgets. Public-private partnerships present governments with means of generating private funds for health service delivery whilst government manages the relationship via a negotiated PPP agreement to monitor the quality of services rendered. Different PPP models are applied all over the world depending on the specific needs of countries. Different factors impact on the success of these partnerships and it is essential that government shares knowledge and best practices. This study has showed that in order for basic primary healthcare to be effective in terms of service delivery, PPPs should be considered. The legislative framework is a critical factor in the advancement of PPP procurement and the allocation of risk as an important consideration when pursuing this type of procurement. In the health sector of the Eastern Cape Province in South Africa, there are PPPs that exist; they were the first of their kind. The study examined a tertiary hospital in East London which does not necessarily provide basic healthcare but needs to improve service delivery, although there has been some improvement from 2013 to date. The hospital in question was the Frere Hospital and the study assessed a public-private partnership as a strategy for effective delivery of basic primary healthcare in this hospital in the Eastern Cape. Interviews with the sample participants comprising mainly of managers at Frere Hospital, revealed that Frere had been ‘in tatters’ with a bad reputation before 2013, and even though there were improvements afterwards, some targets were still not met. The study came up with the following recommendations: there should be training of managers and other officials on the importance of PPPs in improving service delivery at Frere; there should be some kind of a PPP at Frere to improve productivity; officials and not only managers must understand the importance of PPPs; certain methods/processes and mechanisms need to be developed to overcome challenges in terms of service delivery that the Department of Health and Frere are still facing; officials must understand that through a PPP service delivery can improve significantly; and a need exists for sound annual plans with targets that show how the annual targets will be achieved.
- Full Text:
- Date Issued: 2017
An assessment of the implementation of human resource planning and development and its effect on service delivery in the ministry of health and social welfare in Tanzania
- Authors: Rwiza, Edith
- Date: 2017
- Subjects: Personnel management--Tanzania Civil service--Tanzania Public health--Tanzania
- Language: English
- Type: Thesis , Doctoral , Public Administration
- Identifier: http://hdl.handle.net/10353/11861 , vital:39113
- Description: Public health is a major concern to a number of countries, due to its ripple impact in the economy. The aim of this study was to investigate the factors that contribute to the implementation of HRP and D in the Tanzanian health sector. To achieve this, 22 respondents from the Ministry Secretariat and Directors were interviewed, and 355 questionnaires were administered to beneficiaries of the HRP and D. A mixed method approach was utilised to analyse the data collected from the respondents. The findings of the study pointed that males dominated the sample, with the majority holding postgraduate qualification. In terms of the implementation of the HRP, 49 percent of the respondents stated that it was satisfactory. While, in terms of capacity, 67 percent were of the view that there is a shortage of skilled staff. The challenges identified include inequality in the allocation of staff, lack of skills, knowledge and experience, and oversupply of staff in certain regions. Strategies proposed for enhancing the application of HRP and D include an overhaul in the organisation structure, solving staff welfare issues, ethics and values improvement, and management of staff. The study recommends that the government should allocate adequate budget to the Ministry of Health and Social Welfare to implement Human Resource Planning and Human Resource Development in all levels of the sector as directed by President’s Office, and the Public Service Management (PO-PSM). The study also recommends on the improvement of the Human Capital Management Information System (HCMIS) to assess health workers movement. Lastly, the study recommends that there should be good coordination, cooperation, and clear lines of authority between stakeholders of health system in supervision and regulation in the implementation of HRP and HRD plans.
- Full Text:
- Date Issued: 2017
- Authors: Rwiza, Edith
- Date: 2017
- Subjects: Personnel management--Tanzania Civil service--Tanzania Public health--Tanzania
- Language: English
- Type: Thesis , Doctoral , Public Administration
- Identifier: http://hdl.handle.net/10353/11861 , vital:39113
- Description: Public health is a major concern to a number of countries, due to its ripple impact in the economy. The aim of this study was to investigate the factors that contribute to the implementation of HRP and D in the Tanzanian health sector. To achieve this, 22 respondents from the Ministry Secretariat and Directors were interviewed, and 355 questionnaires were administered to beneficiaries of the HRP and D. A mixed method approach was utilised to analyse the data collected from the respondents. The findings of the study pointed that males dominated the sample, with the majority holding postgraduate qualification. In terms of the implementation of the HRP, 49 percent of the respondents stated that it was satisfactory. While, in terms of capacity, 67 percent were of the view that there is a shortage of skilled staff. The challenges identified include inequality in the allocation of staff, lack of skills, knowledge and experience, and oversupply of staff in certain regions. Strategies proposed for enhancing the application of HRP and D include an overhaul in the organisation structure, solving staff welfare issues, ethics and values improvement, and management of staff. The study recommends that the government should allocate adequate budget to the Ministry of Health and Social Welfare to implement Human Resource Planning and Human Resource Development in all levels of the sector as directed by President’s Office, and the Public Service Management (PO-PSM). The study also recommends on the improvement of the Human Capital Management Information System (HCMIS) to assess health workers movement. Lastly, the study recommends that there should be good coordination, cooperation, and clear lines of authority between stakeholders of health system in supervision and regulation in the implementation of HRP and HRD plans.
- Full Text:
- Date Issued: 2017
An assessment of the implementation of performance management and development system: Department of Sport and Recreation South Africa
- Authors: Zinganto, Nobulali
- Date: 2017
- Subjects: Performance -- Management Local officials and employees -- South Africa , Employees -- Rating of -- South Africa Public administration --South Africa
- Language: English
- Type: Thesis , Masters , MPA
- Identifier: http://hdl.handle.net/10948/45826 , vital:39220
- Description: Performance management and development in the South African Public Service is a critical aspect that engenders officials and management to be committed to the provision of efficient and effective service delivery. The Public Service Regulations (2001) as amended requires all spheres of government to develop and implement policy parameters that address measurable service delivery aligned to their strategic functions. The imperatives of these policy parameters allow employees’ performance with notch increments. The National Department of Sport and Recreation South Africa (SRSA) developed a performance management system that links Employee Performance Management and Development System (EPMDS) at salary levels 5 – 12 to notch increments and Human Resource Development programmes. This system aims to achieve consideration of the desired outputs; meaning the delivery of work required, which is emphasised in the setting of objectives and looking at the necessary inputs; meaning the knowledge, skills, training and resources needed, which are considered in the appraisal and reviewing of the progress that was made. The performance of Sport and Recreation South Africa has not been commensurate with the aims and objectives of the EPMDS system, as the results are not yielding the best outcome on this system. This study sought to investigate whether the EPMDS contributes to improve performance of the employees and that of the entire organisation in SRSA. It would examine whether the employees do get feedback on their performance after the performance assessment period. The study would establish whether those employees who under-performed do get remedial interventions like training, coaching, mentoring and development on the competencies they lack; so that their performance is improved. The study also sought to determined the perception of the employees regarding the effectiveness of the Performance Management and Development System in SRSA Knowledge of employees' perceptions of the performance management system will assist management to implement such a system more effectively. The findings of this study indicate that managers use performance management as a tool to control and discipline subordinates, whilst subordinates use performance management as a means of getting extra money through performance bonuses. This could be the reason that performance assessment period is viewed as a period of high tension between supervisors and subordinates. The main recommendation on the basis of this finding is that there should be a regular and thorough training of officials at all levels within SRSA about the EPMDS and how it influences productivity. Other additional recommendations include, inter alia, that the identification of gaps on unsatisfactory performance should be made immediately after each performance period. Remedial interventions to address those gaps like training, retraining, coaching and counselling should be formulated, agreed upon and implemented.
- Full Text:
- Date Issued: 2017
- Authors: Zinganto, Nobulali
- Date: 2017
- Subjects: Performance -- Management Local officials and employees -- South Africa , Employees -- Rating of -- South Africa Public administration --South Africa
- Language: English
- Type: Thesis , Masters , MPA
- Identifier: http://hdl.handle.net/10948/45826 , vital:39220
- Description: Performance management and development in the South African Public Service is a critical aspect that engenders officials and management to be committed to the provision of efficient and effective service delivery. The Public Service Regulations (2001) as amended requires all spheres of government to develop and implement policy parameters that address measurable service delivery aligned to their strategic functions. The imperatives of these policy parameters allow employees’ performance with notch increments. The National Department of Sport and Recreation South Africa (SRSA) developed a performance management system that links Employee Performance Management and Development System (EPMDS) at salary levels 5 – 12 to notch increments and Human Resource Development programmes. This system aims to achieve consideration of the desired outputs; meaning the delivery of work required, which is emphasised in the setting of objectives and looking at the necessary inputs; meaning the knowledge, skills, training and resources needed, which are considered in the appraisal and reviewing of the progress that was made. The performance of Sport and Recreation South Africa has not been commensurate with the aims and objectives of the EPMDS system, as the results are not yielding the best outcome on this system. This study sought to investigate whether the EPMDS contributes to improve performance of the employees and that of the entire organisation in SRSA. It would examine whether the employees do get feedback on their performance after the performance assessment period. The study would establish whether those employees who under-performed do get remedial interventions like training, coaching, mentoring and development on the competencies they lack; so that their performance is improved. The study also sought to determined the perception of the employees regarding the effectiveness of the Performance Management and Development System in SRSA Knowledge of employees' perceptions of the performance management system will assist management to implement such a system more effectively. The findings of this study indicate that managers use performance management as a tool to control and discipline subordinates, whilst subordinates use performance management as a means of getting extra money through performance bonuses. This could be the reason that performance assessment period is viewed as a period of high tension between supervisors and subordinates. The main recommendation on the basis of this finding is that there should be a regular and thorough training of officials at all levels within SRSA about the EPMDS and how it influences productivity. Other additional recommendations include, inter alia, that the identification of gaps on unsatisfactory performance should be made immediately after each performance period. Remedial interventions to address those gaps like training, retraining, coaching and counselling should be formulated, agreed upon and implemented.
- Full Text:
- Date Issued: 2017
An assessment of the Millennium Development Goal's poverty reduction target in Ogun State, Nigeria
- Durokifa, Anuoluwapo Abosede
- Authors: Durokifa, Anuoluwapo Abosede
- Date: 2017
- Subjects: Millennium Development Goals Economic development projects -- Nigeria Sustainable development -- Nigeria
- Language: English
- Type: Thesis , Doctoral , DPhil
- Identifier: http://hdl.handle.net/10353/4649 , vital:28483
- Description: Nigeria, like many nations of the world, is confronted with a high level of poverty. Over the years the country has taken several initiatives to reduce the incidence of poverty. Nigeria was one of the earliest countries to adopt the Millennium Development Goals [MDGs] as a strategy in reducing poverty and promoting development across the vast nation. The federating states have also rolled out a number of poverty reduction programmes tailored along the millennium development goals. This study, therefore, evaluates the achievement of the millennium development poverty reduction target in Ogun State, South west Nigeria. The study seeks to ascertain whether the state was able to significantly reduce poverty with the introduction of the MDGs. The study also attempts to establish difference or similarity (if any) between past poverty reduction policies in the state and the MDGs poverty reduction strategies. In carrying out this study, related literature on poverty, development and poverty reduction efforts (strategies and programmes) implemented in the state were extensively reviewed and relevant information retrieved for the study. This study employed the mixed method research, comprising both the quantitative and qualitative data. Quantitative data through the administration of a questionnaire was obtained from 232 respondents. While in-depth interview with seven participants provided the qualitative data. Quantitative data was analyzed using Descriptive statistics, and chi-square statistical technique was used to analyze the quantitative data while qualitative data analysis was carried out using transcription and thematic clusters. The findings of the study, in general, revealed that the MDG poverty reduction strategy did not make any significant contribution in reducing poverty in the state. The MDG strategy was not any different from past poverty reduction strategies implemented in the state. The findings of the research also strongly indicated that there was low awareness regarding the MDGs poverty reduction strategies set up amongst the citizens of the state. The low awareness emerged as a major hindrance to the success of the MDG programme. Based on the findings of this study, a sustainable development poverty reduction model was developed. The model gives room for programme awareness; people’s consultation and participation. It emphasizes the need to consider the community setting or environment factors in the planning and execution of poverty reduction programme. This model contend that aligning strategies to the peculiar need of each environment is a critical component for the sustenance of any poverty reduction programme.
- Full Text:
- Date Issued: 2017
- Authors: Durokifa, Anuoluwapo Abosede
- Date: 2017
- Subjects: Millennium Development Goals Economic development projects -- Nigeria Sustainable development -- Nigeria
- Language: English
- Type: Thesis , Doctoral , DPhil
- Identifier: http://hdl.handle.net/10353/4649 , vital:28483
- Description: Nigeria, like many nations of the world, is confronted with a high level of poverty. Over the years the country has taken several initiatives to reduce the incidence of poverty. Nigeria was one of the earliest countries to adopt the Millennium Development Goals [MDGs] as a strategy in reducing poverty and promoting development across the vast nation. The federating states have also rolled out a number of poverty reduction programmes tailored along the millennium development goals. This study, therefore, evaluates the achievement of the millennium development poverty reduction target in Ogun State, South west Nigeria. The study seeks to ascertain whether the state was able to significantly reduce poverty with the introduction of the MDGs. The study also attempts to establish difference or similarity (if any) between past poverty reduction policies in the state and the MDGs poverty reduction strategies. In carrying out this study, related literature on poverty, development and poverty reduction efforts (strategies and programmes) implemented in the state were extensively reviewed and relevant information retrieved for the study. This study employed the mixed method research, comprising both the quantitative and qualitative data. Quantitative data through the administration of a questionnaire was obtained from 232 respondents. While in-depth interview with seven participants provided the qualitative data. Quantitative data was analyzed using Descriptive statistics, and chi-square statistical technique was used to analyze the quantitative data while qualitative data analysis was carried out using transcription and thematic clusters. The findings of the study, in general, revealed that the MDG poverty reduction strategy did not make any significant contribution in reducing poverty in the state. The MDG strategy was not any different from past poverty reduction strategies implemented in the state. The findings of the research also strongly indicated that there was low awareness regarding the MDGs poverty reduction strategies set up amongst the citizens of the state. The low awareness emerged as a major hindrance to the success of the MDG programme. Based on the findings of this study, a sustainable development poverty reduction model was developed. The model gives room for programme awareness; people’s consultation and participation. It emphasizes the need to consider the community setting or environment factors in the planning and execution of poverty reduction programme. This model contend that aligning strategies to the peculiar need of each environment is a critical component for the sustenance of any poverty reduction programme.
- Full Text:
- Date Issued: 2017
An assessment of the National Credit Act 34 of 2005 as a vehicle for expanding financial inclusion in South Africa
- Authors: Wazvaremhaka, Tinashe
- Date: 2017
- Subjects: South Africa. -- National Credit Act, 2005 Credit -- Law and legislation Financial institutions -- Law and legislation -- South Africa
- Language: English
- Type: Thesis , Masters , LLM
- Identifier: http://hdl.handle.net/10353/9045 , vital:34221
- Description: The advancement of financial inclusion is at the top of the international development agenda for policy makers and development institutions. Empirical evidence indicates that households that participate in the mainstream financial services sector can start and grow businesses, manage risk, invest in education, save and absorb financial shocks. National Treasury recently recognised financial inclusion as a policy priority and emphasised the need to enhance it under the new twin peaks system of regulation. This study submits that a conducive legal and regulatory framework is an important key to unlocking the benefits of financial inclusion. More pointedly, it demonstrates that the National Credit Act 34 of 2005 (NCA) plays a central role in promoting financial inclusion since access to unsafe and exploitative credit can lead the poor to pay more, and thereby affecting their ability to access credit and other financial services. Although financial inclusion has been improving in South Africa, over-indebtedness remains pervasive. Access to credit has been exacerbating the financial exclusion of many historically disadvantaged and low income consumers in spite of the NCA. Therefore, this study undertakes a critical assessment of selected aspects of the NCA with a view to determining whether the Act is up to the task of expanding financial inclusion in South Africa. Arguments and suggestions have been made in this study to refine the NCA (and other related laws) such that it promotes access to safe and affordable credit for previously disadvantaged and low income population groups, encourages responsible lending and provides effective debt relief mechanisms.
- Full Text:
- Date Issued: 2017
- Authors: Wazvaremhaka, Tinashe
- Date: 2017
- Subjects: South Africa. -- National Credit Act, 2005 Credit -- Law and legislation Financial institutions -- Law and legislation -- South Africa
- Language: English
- Type: Thesis , Masters , LLM
- Identifier: http://hdl.handle.net/10353/9045 , vital:34221
- Description: The advancement of financial inclusion is at the top of the international development agenda for policy makers and development institutions. Empirical evidence indicates that households that participate in the mainstream financial services sector can start and grow businesses, manage risk, invest in education, save and absorb financial shocks. National Treasury recently recognised financial inclusion as a policy priority and emphasised the need to enhance it under the new twin peaks system of regulation. This study submits that a conducive legal and regulatory framework is an important key to unlocking the benefits of financial inclusion. More pointedly, it demonstrates that the National Credit Act 34 of 2005 (NCA) plays a central role in promoting financial inclusion since access to unsafe and exploitative credit can lead the poor to pay more, and thereby affecting their ability to access credit and other financial services. Although financial inclusion has been improving in South Africa, over-indebtedness remains pervasive. Access to credit has been exacerbating the financial exclusion of many historically disadvantaged and low income consumers in spite of the NCA. Therefore, this study undertakes a critical assessment of selected aspects of the NCA with a view to determining whether the Act is up to the task of expanding financial inclusion in South Africa. Arguments and suggestions have been made in this study to refine the NCA (and other related laws) such that it promotes access to safe and affordable credit for previously disadvantaged and low income population groups, encourages responsible lending and provides effective debt relief mechanisms.
- Full Text:
- Date Issued: 2017