https://commons.ru.ac.za/vital/access/manager/Index ${session.getAttribute("locale")} 5 https://commons.ru.ac.za/vital/access/manager/Repository/vital:45174 Framework, and then comparing the components focus of each bank for every year of this study; followed by an assessment, analyses and evaluation of each banks financial performance using the CAMELS Rating System model. Once these analyses were done for both business model description and financial performance, the study attempted to assess if the banks with the richest business model description yielded the best financial performance. The findings revealed that the banks with the richest business model description were not necessarily the best performing banks, in actual fact, these banks had low ratings for their performance, and the banks with the lowest rating for their business model description had the highest financial performance rating. However, other factors contributed to these ratings, such as some banks had low ratings for their business model description due to their business models not following the Framework. Conversely, for a more detailed and an in depth analysis and to distinguish whether there is a relationship between business model description and financial performance, the study applied correlation coefficient by using the business model description scores and financial performance components scores for each bank for the three years. The results revealed that there was a strong positive correlation between 2017 and 2018, and a weak positive correlation in 2019. This meant that indeed there was a relationship between the business model description and the bank’s financial performance. While the limitations of this study have been acknowledged, the study has contributed to the knowledge of understanding the relationship between business models and financial performance in a South African context. However, further research could be conducted on more banks in order to deduct a broader view on the relationship between business model description and financial performance of South African banks. Moreover, it would be of greater significance to conduct the various analyses over a longer period of time, because with a broader scope of data, for a longer period, more conclusive findings could be possible.]]> Wed 30 Mar 2022 15:40:29 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45221 Wed 30 Mar 2022 12:24:30 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:44955 Wed 29 Jun 2022 16:01:39 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45217 Wed 29 Jun 2022 15:19:36 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45190 Wed 29 Jun 2022 11:56:33 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45171 Wed 25 May 2022 15:54:35 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45199 Wed 25 May 2022 14:37:37 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45204 Wed 24 Nov 2021 14:53:11 SAST ]]> 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04 May 2022 14:37:45 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45188 Wed 04 May 2022 12:45:45 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45198 Wed 04 May 2022 09:01:50 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45209 Wed 02 Mar 2022 17:11:24 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45129 Wed 02 Mar 2022 11:42:37 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45182 Tue 30 Nov 2021 16:58:15 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:44748 Tue 16 Nov 2021 17:56:41 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:44747 Tue 16 Nov 2021 17:55:38 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45225 Tue 16 Nov 2021 13:35:29 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45224 Tue 16 Nov 2021 13:34:53 SAST ]]> 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0.05), with the overall population growth curve being best described as L(t) = 697.15(1-e-0.06(t-6.30)). Males matured at a slightly larger size than females, however, no significant differences were observed (LRT, p > 0.05). The length- and age- at-50% maturity was 330 mm (FL) and 5.73 years for the full population, respectively. Histological analyses showed that Oplegnathus conwayi are asynchronous spawners with a gonochoristic reproductive style. Macroscopic staging and gonadosomatic index results indicated a protracted spawning season for Oplegnathus conwayi, with a peak in spring. A survey was designed and disseminated to collect FEK on the biology and population status of Oplegnathus conwayi and human dimension information on South Africa’s spearfishery. A total of 103 survey responses were received, of which 94 were regarded as specialised (spearfishers who had greater experience, skill and avidity, and maintained spearfishing as an important component of their lifestyle) spearfishers. Based on the responses of the specialist spearfishers, the top four main species caught by spearfishers from this survey were Seriola lalandi (13.9%), Pachymetopon grande (11.7%), Oplegnathus conwayi (11.4%) and Sparodon durbanensis (11%), and the majority of respondents indicated that there had been no changes in abundance, size and catches of these species in the years that they had been spearfishing. Respondents indicated that Oplegnathus conwayi are most commonly targeted in the Eastern Cape and are found at depths of up to 40 m. Respondents also indicated that there may be a seasonal onshore (Summer/Winter) and offshore (Summer/Winter) migration with year-round spawning and a peak in November, December and January. The incorporation of spearfishers into the data collection, both through the collection of specimens and their FEK, was beneficial to this study. Besides providing samples from a broader geographical range than the primary collection area, the collaboration with spearfishers has promoted the inclusion of this group into the management system. The findings of this study also suggest that FEK data can be more reliable if the concept of recreational specialisation is incorporated into data collection. While the FEK suggested that the population was stable, a stock assessment is necessary to fully understand the population status and implement management strategies. Nevertheless, the key life history characteristics (slow growth and late maturation) observed in this study are characteristic of species that is vulnerable to overexploitation, and thus the precautionary approach should be applied. The reproductive information collected in this study has provided information for the implementation of an appropriate size limit regulation for Oplegnathus conwayi. Here, a minimum size limit of 400 mm TL, which corresponds approximately with the length-at-50% maturity of 330 mm FL, would be appropriate to allow fish to mature and spawn, and reduce the likelihood of recruitment overfishing. Reduction in the bag limit from five to two fish per person per day may also be appropriate as a precautionary measure until a stock assessment has been completed. Finally, the incorporation of stakeholder into biological collection and the use of FEK may be a useful approach for other data deficient species and in countries with limited resources for ecological research.]]> Thu 29 Sep 2022 14:29:54 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45201 Thu 23 Jun 2022 10:11:47 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:57262 Thu 20 Oct 2022 15:33:50 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:57247 Thu 20 Oct 2022 12:24:48 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:57253 Thu 20 Oct 2022 09:50:55 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:44956 Thu 19 May 2022 15:54:42 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45048 Thu 19 May 2022 12:17:43 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45042 Thu 19 May 2022 11:42:43 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45185 Thu 17 Feb 2022 16:01:47 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45045 Thu 14 Apr 2022 10:39:27 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45210 Thu 10 Mar 2022 14:30:42 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45219 Thu 07 Jul 2022 16:08:33 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45285 Thu 07 Jul 2022 09:36:25 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45214 Thu 05 May 2022 08:26:53 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45208 Thu 02 May 2024 12:41:03 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45245 Mon 15 Nov 2021 11:29:53 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45240 Mon 15 Nov 2021 10:55:11 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45238 Mon 15 Nov 2021 10:55:00 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:44651 Mon 10 Oct 2022 10:58:26 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45019 Mon 10 Oct 2022 10:09:47 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:51399 Mon 10 Oct 2022 09:11:55 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45022 Mon 07 Feb 2022 16:17:36 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45215 Mon 06 Jun 2022 16:22:40 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:44981 Mon 06 Dec 2021 14:50:51 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45183 Mon 06 Dec 2021 12:51:56 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45044 Mon 04 Jul 2022 14:58:46 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45179 Mon 04 Jul 2022 12:52:46 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45202 Mon 04 Jul 2022 12:24:46 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:44957 Mon 04 Jul 2022 10:11:47 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:57265 Fri 21 Oct 2022 10:05:41 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:57259 Fri 21 Oct 2022 08:54:54 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45207 Fri 18 Feb 2022 15:47:53 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45069 Fri 18 Feb 2022 15:33:54 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45193 Fri 18 Feb 2022 12:59:54 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:44965 Fri 18 Feb 2022 12:45:53 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45026 Fri 17 Jun 2022 16:01:39 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45216 Fri 17 Jun 2022 15:26:37 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45189 Fri 17 Jun 2022 12:38:45 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45024 Fri 14 Jul 2023 09:03:35 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45206 Fri 11 Feb 2022 14:40:07 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45220 Fri 08 Jul 2022 09:22:31 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45284 Fri 07 Jul 2023 06:39:10 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45184 Fri 04 Feb 2022 11:49:47 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45047 Fri 04 Feb 2022 09:08:49 SAST ]]> https://commons.ru.ac.za/vital/access/manager/Repository/vital:45049 Fri 01 Jul 2022 14:30:38 SAST ]]>